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NEW DRIVER - What insurance company is the cheapest ?

hey yall
I got my driving license since 2019 but never drove since so im planning on driving now what is the cheapest insurance I can have bear in mind im going to use my fathers car
Thanks in advance

Reply 1

Original post
by tip95
hey yall
I got my driving license since 2019 but never drove since so im planning on driving now what is the cheapest insurance I can have bear in mind im going to use my fathers car
Thanks in advance

All depends on your car and whether you will accept a black box or not. Try « compare the market »

Reply 2

Short answer - It doesn't work like that, it's directly tied to your circumstances.

You tell an insurer or comparison site what insurance you need and your & vehicles details and they offer you a price quote. Because different insurers see risks differently these prices can vary wildly and some just don't want some particular risk, like new/young drivers, imports, super cars etc.

There really is no way to pick out a 'cheap' one otherwise, but many new drivers do seem to end up with Admiral for at least a year or so, I've had a few policies with them but they because less useful as I got more driving history and wanted faster cars.

If it's your dads car and he's still the main driver with you just wanting the occasional use of it, you could possibly be added as a second driver to his insurance, but you need to be honest about who is doing the main driving.
(edited 1 year ago)

Reply 3

Original post
by Euapp
All depends on your car and whether you will accept a black box or not. Try « compare the market »

Thank you ,

Reply 4

Original post
by StriderHort
Short answer - It doesn't work like that, it's directly tied to your circumstances.
You tell an insurer or comparison site what insurance you need and your & vehicles details and they offer you a price quote. Because different insurers see risks differently these prices can vary wildly and some just don't want some particular risk, like new/young drivers, imports, super cars etc.
There really is no way to pick out a 'cheap' one otherwise, but many new drivers do seem to end up with Admiral for at least a year or so, I've had a few policies with them but they because less useful as I got more driving history and wanted faster cars.
If it's your dads car and he's still the main driver with you just wanting the occasional use of it, you could possibly be added as a second driver to his insurance, but you need to be honest about who is doing the main driving.

yes this is my main focus is to include my father as main driver as he is the keeper and owner of this vehicle so I have to include this into comparison, I checked marshamllow and their price was good but their first payment is 280 and then 150 for 11 months and I think thats a good deal, will se admiral also,its toyota prius 2007 , thinking of buying own car like suzuki , volkswagen polo etc small 1 door great for new driver but not sure which model has cheap insurance

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