Graduate entry medicine funding - previous overpayment

5

Hi ,
I previously started a PGCE but dropped out due to personal circumstances. I had a letter stating I'd been overpaid maintenance loan and have set up a payment plan with student finance. I've recently been offered a place on a graduate entry medicine course starting in September. Money will be tight anyway as I have to self-fund the first part of tuition fees, so I'm worried that Student finance will deduct the overpayment from any maintenance they award me. Is this correct? Does it work any differently because that was a PGCE and this is Graduate Entry Medicine which is techincally undergraduate and is on the list of courses eligible for second degree funding? I'd call Student Finance but in the past they've been reluctant to commit to any answers and have said I'd just need to apply and see. Trouble is the course would require a move and its a lot to up and move my family if I then find out its too much of a struggle due to reduced loan maintenance. Any advice welcome . Thank you

Reply 1

Claire SFE

Official Rep

8

Original post

by lynscorn

Hi ,
I previously started a PGCE but dropped out due to personal circumstances. I had a letter stating I'd been overpaid maintenance loan and have set up a payment plan with student finance. I've recently been offered a place on a graduate entry medicine course starting in September. Money will be tight anyway as I have to self-fund the first part of tuition fees, so I'm worried that Student finance will deduct the overpayment from any maintenance they award me. Is this correct? Does it work any differently because that was a PGCE and this is Graduate Entry Medicine which is techincally undergraduate and is on the list of courses eligible for second degree funding? I'd call Student Finance but in the past they've been reluctant to commit to any answers and have said I'd just need to apply and see. Trouble is the course would require a move and its a lot to up and move my family if I then find out its too much of a struggle due to reduced loan maintenance. Any advice welcome . Thank you

Hi Lyns,

When was it you done the PGCE course?

Thanks,
Claire

Reply 2

lynscorn

OP

5

I had started last September, 2024 , but couldn't pay it all back as had to pay upfront for things like childcare

Reply 3

Claire SFE

Official Rep

8

Original post

by lynscorn

I had started last September, 2024 , but couldn't pay it all back as had to pay upfront for things like childcare

If you have an overpayment from last year, it's correct it will come off future finance. If you're going to be in financial difficulty with the overpayment being deducted, it may be possible to defer part/all of it till the end of the year. When you apply an submit the application you would then need to contact us to request the Financial Hardship Form. This can only be done 4-6 weeks before your course start date.

We would need the form completed and returned with your last 3 months bank statements, for all accounts in your name. The team would then review this and confirm if it's been accepted or not.

Thanks,
Claire

Graduate entry medicine funding - previous overpayment

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