Withdrawal from Uni 2nd year
Hello we're half way through 2nd year and I've made a decision that I cannot continue due to my physical and mental health.
Placement has really affected me physically and existing conditions are being affected, this strain has also impacted me mentally along with the pressure of the degree and trying to balance parenting young children. I've been under the GP for my mental health and seeking support but ultimately I know this is not something I can do as I need to put my health first.
I've passed everything to date and have a meeting with student support regarding starting the withdrawal process but I'm really concerned about the student finance as I've been told different things. I'm not worried sick that they will demand the full maintenance one received to date from me and I just don't have this to return as I've been using it to survive and pay bills. I fully understand that I have to pay this money back and I will once I start working.
Can anyone offer advice or who I need to speak to, my health comes first and I need to be physically and mentally well to care and provide for my children and I can't do this if I continue down the path I'm on.
Placement has really affected me physically and existing conditions are being affected, this strain has also impacted me mentally along with the pressure of the degree and trying to balance parenting young children. I've been under the GP for my mental health and seeking support but ultimately I know this is not something I can do as I need to put my health first.
I've passed everything to date and have a meeting with student support regarding starting the withdrawal process but I'm really concerned about the student finance as I've been told different things. I'm not worried sick that they will demand the full maintenance one received to date from me and I just don't have this to return as I've been using it to survive and pay bills. I fully understand that I have to pay this money back and I will once I start working.
Can anyone offer advice or who I need to speak to, my health comes first and I need to be physically and mentally well to care and provide for my children and I can't do this if I continue down the path I'm on.
Hi DaisyFlynn,
I'm sorry to hear about the struggles you are facing. I hope that Student Support are able to support you in your plans quickly and smoothly.
In regards to Student Finance, this is copied and pasted from their page:
Your student finance provider will reassess your Maintenance Loan based on the number of days you attended your course.
If any of your loan covers the period after you’ve left your course, this counts as an overpayment and you’ll need to repay it straight away.
The Student Loans Company will write and tell you how much you must repay. If you cannot repay the full amount, you can ask them to set up a repayment plan.
The rest of your Maintenance Loan is repaid in the usual way once you start earning over the threshold amount
Please read through this link to find out up-to-date information about student finance repayments: https://www.gov.uk/student-finance-if-you-suspend-or-leave/repaying-your-student-loan
From this information, it has been made clear that there is an opportunity to set up a payment plan if you are unable to pay it all back in one go but the details of the plan vary by person and circumstance so it is best to speak to someone from the Student Finance team directly about this.
I suggest using this link to find the relevant contact information regarding your situation.
https://www.gov.uk/contact-student-finance-england
Good luck and I hope this gets sorted for you soon 🙂
I'm sorry to hear about the struggles you are facing. I hope that Student Support are able to support you in your plans quickly and smoothly.
In regards to Student Finance, this is copied and pasted from their page:
Your student finance provider will reassess your Maintenance Loan based on the number of days you attended your course.
If any of your loan covers the period after you’ve left your course, this counts as an overpayment and you’ll need to repay it straight away.
The Student Loans Company will write and tell you how much you must repay. If you cannot repay the full amount, you can ask them to set up a repayment plan.
The rest of your Maintenance Loan is repaid in the usual way once you start earning over the threshold amount
Please read through this link to find out up-to-date information about student finance repayments: https://www.gov.uk/student-finance-if-you-suspend-or-leave/repaying-your-student-loan
From this information, it has been made clear that there is an opportunity to set up a payment plan if you are unable to pay it all back in one go but the details of the plan vary by person and circumstance so it is best to speak to someone from the Student Finance team directly about this.
I suggest using this link to find the relevant contact information regarding your situation.
https://www.gov.uk/contact-student-finance-england
Good luck and I hope this gets sorted for you soon 🙂
Original post by DaisyFlynn
Hello we're half way through 2nd year and I've made a decision that I cannot continue due to my physical and mental health.
Placement has really affected me physically and existing conditions are being affected, this strain has also impacted me mentally along with the pressure of the degree and trying to balance parenting young children. I've been under the GP for my mental health and seeking support but ultimately I know this is not something I can do as I need to put my health first.
I've passed everything to date and have a meeting with student support regarding starting the withdrawal process but I'm really concerned about the student finance as I've been told different things. I'm not worried sick that they will demand the full maintenance one received to date from me and I just don't have this to return as I've been using it to survive and pay bills. I fully understand that I have to pay this money back and I will once I start working.
Can anyone offer advice or who I need to speak to, my health comes first and I need to be physically and mentally well to care and provide for my children and I can't do this if I continue down the path I'm on.
Placement has really affected me physically and existing conditions are being affected, this strain has also impacted me mentally along with the pressure of the degree and trying to balance parenting young children. I've been under the GP for my mental health and seeking support but ultimately I know this is not something I can do as I need to put my health first.
I've passed everything to date and have a meeting with student support regarding starting the withdrawal process but I'm really concerned about the student finance as I've been told different things. I'm not worried sick that they will demand the full maintenance one received to date from me and I just don't have this to return as I've been using it to survive and pay bills. I fully understand that I have to pay this money back and I will once I start working.
Can anyone offer advice or who I need to speak to, my health comes first and I need to be physically and mentally well to care and provide for my children and I can't do this if I continue down the path I'm on.
Hi Daisy, I totally understand your situation as I withdrew from my course in November due to my mental health and was also in second year. If you were to withdraw now, SFE would require you to pay back any of the maintenance loan you received from the date of your withdrawal to the end of term that term. For example, my last day of university was officially November 22nd and I was required to pay back my maintenance loan between Nov 22nd and Dec 13th (end of term date). They will calculate this for you. They do not expect you to pay it back all in one go if you can't, you can arrange a payment plan with them, usually for 1-2 years. However, if you cannot afford the payment plans they have to offer, they can possibly offer you a payment plan which is less after completing a financial assessment.
I hope this helps you
Original post by DaisyFlynn
Hello we're half way through 2nd year and I've made a decision that I cannot continue due to my physical and mental health.
Placement has really affected me physically and existing conditions are being affected, this strain has also impacted me mentally along with the pressure of the degree and trying to balance parenting young children. I've been under the GP for my mental health and seeking support but ultimately I know this is not something I can do as I need to put my health first.
I've passed everything to date and have a meeting with student support regarding starting the withdrawal process but I'm really concerned about the student finance as I've been told different things. I'm not worried sick that they will demand the full maintenance one received to date from me and I just don't have this to return as I've been using it to survive and pay bills. I fully understand that I have to pay this money back and I will once I start working.
Can anyone offer advice or who I need to speak to, my health comes first and I need to be physically and mentally well to care and provide for my children and I can't do this if I continue down the path I'm on.
Placement has really affected me physically and existing conditions are being affected, this strain has also impacted me mentally along with the pressure of the degree and trying to balance parenting young children. I've been under the GP for my mental health and seeking support but ultimately I know this is not something I can do as I need to put my health first.
I've passed everything to date and have a meeting with student support regarding starting the withdrawal process but I'm really concerned about the student finance as I've been told different things. I'm not worried sick that they will demand the full maintenance one received to date from me and I just don't have this to return as I've been using it to survive and pay bills. I fully understand that I have to pay this money back and I will once I start working.
Can anyone offer advice or who I need to speak to, my health comes first and I need to be physically and mentally well to care and provide for my children and I can't do this if I continue down the path I'm on.
Hi Daisy,
Sorry to hear how you are feeling. I would advise you to reach out to the awarding body of your student finance as they will be able to advise on the repayment of the money and when this would need to be repaid from. As well as this your university may be able to support setting this agreement up with the student finance body as they maybe able to provide letters of support for this.
I hope this helps,
Matt
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