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Is it worth getting SFE loan if you have SQE TC sponsored

Hi there!
I was just wondering if anyone who got their SQE funded also relied on Masters SFE?
I know people in London are more likely to use their
SQE grant + SFE. However, I live outside of London.
Due to living in a small time commuting is not ideal as I need bus+train to get to city.
I'm gonna be living at the city and rent alone takes 99% of my Firm's grant I been given (11K out of 12k). I have around 2/3K on my account which I can use to live: food, textbooks, subscriptions, etc however, taking the SFE loan would take loads of financial burden out of me as l'm currently working (hours being dropped to part time).
But I wouldn't want to make a silly decision and take the loan which I would have to eventually pay back. I do not want to be unreasonable and take all of that masters loan as I would probably be good with an extra 5k and 12k is not 100% NEEDED. But 16 months at uni with about 3k idk...
Tya x

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