The Student Room Group

Researching financial options for university

We’ve gathered together a helpful resource for Home full-time undergraduate students researching their funding options.

What will it cost?
Before figuring out how to pay for a university course, it makes sense to first explore how much it will cost.

You'll find our tuition fees listed on each course page, as well as our Tuition fees page. You can also learn about additional costs while studying to ensure that you have accounted for everything that could spring up during the academic year.

You will also want to get a rough idea of your living costs, such as accommodation, food, utilities and household items. Our cost of living page is full of information on budgeting, student discounts and part-time jobs on campus.

What funding options are available?
Loans:
The UK Government will help undergraduate Home students with their tuition fees and living costs. Am I a Home student?

These loans are not like other debts. They do not have upfront costs, and do not affect a person's credit rating. They have low interest rates and a fixed repayment rate. They are only repaid if you earn over £25,000, with no repayments if you are on a low income.

There are two types of loans available: Tuition Loans, which cover all of your tuition fees upfront, and Maintenance Loans, which help with living costs.

You will need to apply online at the UK Government's Student finance for undergraduates for both types of loans.

Grants:
Some students can apply for extra help through student finance. These are grants, so they do not have to be repaid.

Grants that are funded through the UK government are part of the same online application as the tuition fee and maintenance loan.

The University of Bradford may also provide grants for specific circumstances. Our Student grants page lists the key government and University grants that may be available to you.

Scholarships and bursaries:
Search our scholarships and bursaries page to discover more ways you may be assisted during your studies. Each scholarship or bursary will include information on how to apply, although many are applied automatically upon enrolment.

Who can provide advice?
You can receive money and welfare information, advice and guidance from our experienced, professional Student Life Advisers. Impartial, confidential and private appointments are available both face-to-face or online.
(edited 10 months ago)
Student finance loans ARE income assessed.

You might want to clarify in your post that there is only information here for uk home fee paying, full time undergraduate students. The situation for part time, international and postgraduate students is quite different.

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