Student Finance as 25 years old

4

Hello i am 25 years old and have to reapply for sfe but because my income was around 5k if i want to apply based on my moms income will that bring my maintenance loan down? I don’t live with her i live and study in London

Thank you

Reply 1

PQ

Clearing and Applications Advisor, Universities Forum Helper

21

Can you give more details?

When you say reapply does that mean you started your course already (in 2024/25 or earlier)?

When you say your income is around 5k are you talking about your earnings from work or is that the loan amount that you have been awarded?

Reply 2

Stephen SLC

Official Rep

8

Hi there, also, what is your marital status? Thanks, Stephen.

Reply 3

Adi9910

OP

4

Original post

by PQ

Can you give more details?
When you say reapply does that mean you started your course already (in 2024/25 or earlier)?
When you say your income is around 5k are you talking about your earnings from work or is that the loan amount that you have been awarded?

Hi yes my course started in 2024 September but i was still 24 years old when i applied and applied with my moms income and the 5k are my earnings for the whole year i was awarded the maximum maintenance loan because my moms income was low

Reply 4

Adi9910

OP

4

Original post

by Stephen SLC

Hi there, also, what is your marital status? Thanks, Stephen.

I am single

Reply 5

PQ

Clearing and Applications Advisor, Universities Forum Helper

21

Original post

by Adi9910

Hi yes my course started in 2024 September but i was still 24 years old when i applied and applied with my moms income and the 5k are my earnings for the whole year i was awarded the maximum maintenance loan because my moms income was low

For student finance calculations your earnings as the student aren’t part of the household income calculation. You can earn a million a week or 0 and it wouldn’t change your loan amount

Reply 6

Claire SFE

Official Rep

8

Original post

by Adi9910

Hi yes my course started in 2024 September but i was still 24 years old when i applied and applied with my moms income and the 5k are my earnings for the whole year i was awarded the maximum maintenance loan because my moms income was low

Hi there,

If you're 25 before the start of the academic year, we class you as independent, which means we don't take your parents income into account. We would only take into account the students income, if your employer was releasing you to attend your course.

Thanks,
Claire

Student Finance as 25 years old

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