The Student Room Group

Student finance Fraud? Past Maintenace Loan mistake!

Hi,

In the last two years I made a big mistake while filling out my parent's financial information (on their behalf). My parent is self-employed, and I accidentally put "no" next to the "self assessment tax..." option. I'm not sure why I did that, it was a very stupid mistake and ive always assumed SFE gets all the information from HMRC anyway. Now I understand why I got higher loans.

This year I submitted the right information and I realised this mistake. We're willing to inform SFE about this as we don't want my parent to get accused of fraud! But I don't know what the repercussions would be.

Does anyone have any experience or knowledge on what would happen? Or what the right thing to do is?
(edited 1 month ago)

Reply 1

Hi there, if there has been an error in a previous submission, you can inform us of this by contacting us either over the phone or via live chat to speak to someone regarding this, as we do not have account access via social media portals, but can assist with general enquiries only. To access our live chat service from your online account, select 'undergraduate' and then ‘contact us’. From here you will be able to use our live chat service when it is available. Our opening hours are stated on our ‘contact us’ page. This can be reassessed, and may result in a possible overpayment, if so, this can be deducted from the future entitlement to resolve this. We may also ask for clarification of the error and the submission of the correct figures to allow this to be resolved. Thanks, Stephen.

Reply 2

Original post by Stephen SLC
Hi there, if there has been an error in a previous submission, you can inform us of this by contacting us either over the phone or via live chat to speak to someone regarding this, as we do not have account access via social media portals, but can assist with general enquiries only. To access our live chat service from your online account, select 'undergraduate' and then ‘contact us’. From here you will be able to use our live chat service when it is available. Our opening hours are stated on our ‘contact us’ page. This can be reassessed, and may result in a possible overpayment, if so, this can be deducted from the future entitlement to resolve this. We may also ask for clarification of the error and the submission of the correct figures to allow this to be resolved. Thanks, Stephen.
Hi thank you for the response! Woukd this lead to anything serious? Like my loan being revoked? This has happened twice in a row now and I fear if I come forward or if it’s found out, we’re done for

To clarify, the error was done on my parents side of things - so the Income deceleration was incorrect
(edited 1 month ago)

Reply 3

Hi again, mistakes happen, we would just reassess the application with the correct figures to resolve it.
The only issue would be any overpayment (if applicable), and as this would be deducted from the future entitlement, so this would allow for the error to be corrected. Stephen

Reply 4

Original post by Stephen SLC
Hi again, mistakes happen, we would just reassess the application with the correct figures to resolve it.
The only issue would be any overpayment (if applicable), and as this would be deducted from the future entitlement, so this would allow for the error to be corrected. Stephen


Thank you, to add this happened for two years - so twice in a row now, I’ve just realised after checking my past loans. Does this raise the stakes ?

Reply 5

No, the same process would be taken to correct any evidence issue. We would only ask for validation of the correct figures to allow the review of this. No further action would be taken other than to correct the application(s) supported award. Stephen.

Reply 6

Original post by Stephen SLC
No, the same process would be taken to correct any evidence issue. We would only ask for validation of the correct figures to allow the review of this. No further action would be taken other than to correct the application(s) supported award. Stephen.


Thank you so much! Some people have advised us to wait until SLC notice as the outcomes would be the same - is that true? If we were to wait until it’s noticed, would the repercussions be the same or worse ?

I’m very concerned, by saying “no” to the box, I basically declared that my parent has no self employed income - therefore no income at all for TWO years- which was not true. It feels very serious
(edited 1 month ago)

Reply 7

Hi there, we do audits of accounts regularly, this would have be picked up in time. This would have the same outcome, we would just contact you to advise of the issue and advise for the submission of the required evidence for the review. We would advise that there has been a review and the applications updated. The worst outcome would be an overpayment and we would discuss how this would be required to be paid back. A further letter from the repayments team would normally follow for to contact and discuss this with them. Stephen.

Reply 8

Original post by Stephen SLC
Hi there, we do audits of accounts regularly, this would have be picked up in time. This would have the same outcome, we would just contact you to advise of the issue and advise for the submission of the required evidence for the review. We would advise that there has been a review and the applications updated. The worst outcome would be an overpayment and we would discuss how this would be required to be paid back. A further letter from the repayments team would normally follow for to contact and discuss this with them. Stephen.


Thank you, I apologise for constantly asking questions but if they ask for evidence in an audit, wouldn't it be based on what we declared that year?
If they see my parent did actually have income and it contradicts what we've declared (no income at all!), wouldn't they refer to the CFS straight away? It looks very serious

Reply 9

Original post by Ashn876
Thank you, I apologise for constantly asking questions but if they ask for evidence in an audit, wouldn't it be based on what we declared that year?
If they see my parent did actually have income and it contradicts what we've declared (no income at all!), wouldn't they refer to the CFS straight away? It looks very serious

Hi Ash, I would advise following what Stephen advised. If you want to contact us via one of the methods above we can check this and further help with getting this rectified. Thanks, Jason

Reply 10

Original post by SFE Jason
Hi Ash, I would advise following what Stephen advised. If you want to contact us via one of the methods above we can check this and further help with getting this rectified. Thanks, Jason


Thank you, do you think me or my parent will face any repercussion?

Reply 11

Original post by Ashn876
Thank you, do you think me or my parent will face any repercussion?

As Stephen advised it may result in an overpayment but the assessors will advise you of this. Thanks, Jason

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