Is my SFE application going to be rejected?

Hi all, I've been reading up on posts of people in similar situations, and I understand sometimes you can appeal student finance decisions?
I moved to the UK in oct of 2021, but my clearance is from sept 2021 so I can apply for the ILR on September 2nd 2026 (5years) and will fast track it. I've already done a gap year as I sat my a levels in 2024, and need to work until 2026 entry, so I will be submitting my applications this Autumn. I'm just so worried because I don't want to take another gap year. I know some unis like cambridge say that the first day of their academic year is october 1, which would solve all my problems if I get in there but I don't know. FYI I am not a UK, EU, Ukraine, Afghan, Turkish, etc.
PLSSS if anyone has been in a similar situation let me know if you appealed your SFE rejection or you could get the funding ;( I can't pay 40K a year in student fees that's impossible.