Maintenance Loan Support

When my wife and I did our assessment to support our son, my son was awarded about 3900 for his first year maintenance loam but the issue we raised was this will not cover for his accommodation since we both have no savings due to medical situation.

Now my wife stopped working since the 25th of July 2025 to care for one of my daughters full time due to a medical operation and she is no longer paid by her office and also she is yet to get Universal Credit of Careers allowance.

We have reported this to student finance multiple times but yet they keep telling us to submit the CYI form but the form does not factor in our current situation.

Now my son has started school and his first accommodation payment is due soon and we do not have the finance to cover the rest.

Please any help would be appreciated.

Reply 1

Stephen SLC

Official Rep

Hi there, if the household income has dropped since the initial income assessment due to recent changes in the household income the Current Year Income reassessment (CYI) is carried out based on the estimated expected income for this current tax year. You had advised that this does not factor in your current situation. Can you explain why this is as the CYI for is the form we would require if the household income has dropped by 15% or more. Stephen

Reply 2

isaac2k2

Original post

by Stephen SLC

Hi and thanks for the response. When we look at the CYI Assessment Form 2025/26, should we add zero to wages since my wife is not sure if we would resume work in 6 months or 1 years time depending on how my daughters recovery goes.

Reply 3

Leah SLC

Official Rep

Hi there. You would put in the current estimated income for this tax year as it stands with your current circumstances.

If this changes at any point during this tax year, then you can contact us again to update the estimated figures and we will complete an in year reassessment on the funding. Thanks, Leah.