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Dropping Out

If I were to drop out of my master’s course, what would happen with my student finance? I know it would stop (obviously) but would I be expected to repay it immediately or would it be added to my loan repayments once I meet the threshold? I don’t have the money anymore after rent and paying my university.

Reply 1

SFE Clare

Official Rep

Hi gavvrs,

If you have received a payment that was designated for a payment period (term) after you withdrew from your course this will be classed as a loan overpayment. If you have an overpayment, you will be sent a letter from the repayment recoveries team with options to repay this or if you are in financial hardship, this would also be an option to defer this. This is only in the instance that you have been overpaid, which is not always the case depending on the withdrawal date.

Thanks, Clare

Reply 2

gavvrs

Original post

by SFE Clare

Hi gavvrs,
If you have received a payment that was designated for a payment period (term) after you withdrew from your course this will be classed as a loan overpayment. If you have an overpayment, you will be sent a letter from the repayment recoveries team with options to repay this or if you are in financial hardship, this would also be an option to defer this. This is only in the instance that you have been overpaid, which is not always the case depending on the withdrawal date.
Thanks, Clare

Hi Clare, no I haven’t received a payment after withdrawal — I am yet to do so. I got paid late September and I’m not due my next payment until February. If I were to withdraw today, would it just be added to my loan repayments? Just to be abundantly clear

Reply 3

Claire SFE

Official Rep

Original post

by gavvrs

Hi there,

if you withdraw from your course and no further payments are paid, then there shouldn't be an overpayment. The money you received you were entitled to for being on the course, and will be added to your balance.

Thanks,
Claire

Reply 4

gavvrs

Original post

by Claire SFE

Hi there,
if you withdraw from your course and no further payments are paid, then there shouldn't be an overpayment. The money you received you were entitled to for being on the course, and will be added to your balance.
Thanks,
Claire

This information was wrong by the way. I’ve had a letter come through saying I’ve been overpaid by near three grand because I wasn’t entitled to it. Please be more careful as to what information you’re giving people because I am now in debt that I cannot pay back with my current circumstances.

Reply 5

Drew SLC

Official Rep

HI there,

The information provided was correct if you start a Postgraduate Course and then receive a payment then leave during that term you are entitled to keep that payment. If you were then paid again and we receive a Change of Circumstances Withdrawal and was dated before the payment date you would have been overpaid. If you only received one payment and have been overpaid for that instalment it sounds like your university may have said you did not attend.

Thanks, Drew

Reply 6

gavvrs

Original post

by Drew SLC

HI there,
The information provided was correct if you start a Postgraduate Course and then receive a payment then leave during that term you are entitled to keep that payment. If you were then paid again and we receive a Change of Circumstances Withdrawal and was dated before the payment date you would have been overpaid. If you only received one payment and have been overpaid for that instalment it sounds like your university may have said you did not attend.
Thanks, Drew

The university is saying I dropped out Oct 7th.

Reply 7

gavvrs

Original post

by Drew SLC

HI there,
The information provided was correct if you start a Postgraduate Course and then receive a payment then leave during that term you are entitled to keep that payment. If you were then paid again and we receive a Change of Circumstances Withdrawal and was dated before the payment date you would have been overpaid. If you only received one payment and have been overpaid for that instalment it sounds like your university may have said you did not attend.
Thanks, Drew

To clarify, I started my master’s degree on 22nd September and the university is saying I attended until 7th October (I’m appealing this with them.). I was paid by student finance approx. 4k and paid the university the first instalment of approx. 1.9k. Student finance is now saying that I was only entitled to 1.4k and that I have been overpaid by 2.8k.

Reply 8

Leah SLC

Official Rep

Hi there. What kind of masters course were you studying? Thanks, Leah.

Reply 9

gavvrs

Original post

by Leah SLC

Hi there. What kind of masters course were you studying? Thanks, Leah.

Masters in Creative Practice: Acting

Reply 10

SFE Clare

Official Rep

Hi gavvrs,

If we have the incorrect withdrawal date, this would potentially cause the overpayment to be higher than it should be. If you have appealed this with the university and it is successful, they can send through another withdrawal date to correct this on our shared system to recalculate your entitlement. As previously advised If you have received a payment that was designated for a payment period (term) after you withdrew from your course this will be classed as a loan overpayment. What that means is, you are paid in advance at the start of that term, so if you withdraw part way through that term, you would have been paid too much as it covers the entire term time until the next payment is due again for the following term.

Thanks, Clare