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would you be angry? dad makes me pay 200 monthly

hey i’m 21 and paying rent is completely normal and fine. my step dad makes me pay £200 a month for household rent and bills…. but this month i’ve been struggling as i also have to pay for car finance, insurance, phone bill + gym and hours have been reduced in jan as it’s a quiet time of the year. so i asked if i could pay £100 this month but that’s not actually possible. he accidentally opened up that i pay for his car finance not bills… how dare he? am i over reacting????? my parents have a car each. yeah they may need cars but his is so so fancy and he doesn’t need to pay £270 a month like he says …. so technically he pays £70 a month?????? i guess it’s fine as most teens and adults pay rent for their parents but being lied to is wrong. i could be paying less like others around me and hugely because i want to save for the future but im unable to do so with this current situation.
would you be angry and annoyed?

Reply 1

No, not up to you how your rent is spent. And a bit rich to sit there outraged that he has car finance when you've done the same while in a more precarious financial position.

Wanting to sit there and save at the expense of others is just freeloading really, savings are what you have left after you pay your way.

Reply 2

Original post
by StriderHort
No, not up to you how your rent is spent. And a bit rich to sit there outraged that he has car finance when you've done the same while in a more precarious financial position.
Wanting to sit there and save at the expense of others is just freeloading really, savings are what you have left after you pay your way.


well in my case i had to get a car as we live in the middle of nowhere and i was paying rent before i got a car so was hard to save, he earns a lot of money that’s the difference way above the UK average. but to lie and say its rent is a bit wrong. its not the amount its the lie.

Reply 3

Original post
by Anonymous
well in my case i had to get a car as we live in the middle of nowhere and i was paying rent before i got a car so was hard to save, he earns a lot of money that’s the difference way above the UK average. but to lie and say its rent is a bit wrong. its not the amount its the lie.

Where did he lie? He said it was for bills, paying for his car is a bill? Your responsibility is paying the agreed rent, not auditing where it goes as long as all the bills are paid.

Reply 4

Original post
by Anonymous
well in my case i had to get a car as we live in the middle of nowhere and i was paying rent before i got a car so was hard to save, he earns a lot of money that’s the difference way above the UK average. but to lie and say its rent is a bit wrong. its not the amount its the lie.

I also pay a contribution to the house when I live with my parents. I think its reasonable. My parents also live in the sticks

Reply 5

Original post
by Anonymous
hey i’m 21 and paying rent is completely normal and fine. my step dad makes me pay £200 a month for household rent and bills…. but this month i’ve been struggling as i also have to pay for car finance, insurance, phone bill + gym and hours have been reduced in jan as it’s a quiet time of the year. so i asked if i could pay £100 this month but that’s not actually possible. he accidentally opened up that i pay for his car finance not bills… how dare he? am i over reacting????? my parents have a car each. yeah they may need cars but his is so so fancy and he doesn’t need to pay £270 a month like he says …. so technically he pays £70 a month?????? i guess it’s fine as most teens and adults pay rent for their parents but being lied to is wrong. i could be paying less like others around me and hugely because i want to save for the future but im unable to do so with this current situation.
would you be angry and annoyed?

Realistically, you would be paying upwards of triple that at the cheapest in a lot of areas of the UK. If you are getting free food, you genuinely have no right to complain imo.

You're 21 and have a car on finance? Why lmao

Reply 6

Original post
by Anonymous
Realistically, you would be paying upwards of triple that at the cheapest in a lot of areas of the UK. If you are getting free food, you genuinely have no right to complain imo.
You're 21 and have a car on finance? Why lmao


makes sense thanks and because i drive automatic and cars are expensive when auto. i saved a chunk and put most on deposit so its not that expensive tbh.

Reply 7

Original post
by Anonymous
Realistically, you would be paying upwards of triple that at the cheapest in a lot of areas of the UK. If you are getting free food, you genuinely have no right to complain imo.
You're 21 and have a car on finance? Why lmao

This, my food bill alone is £200 a month.

Reply 8

Wanting clearer communication is understandble but truthfully paying bills of that scale isnt always as simple as "that money goes there because its from that person". Your dad would still have to find money from somewhere else to pay his car bill, once you give him the money its his to use as he likes regardless of if you gave it with the intention of being for 'rent'. If hes taking the 'rent' money, using it on his car, THEN expecting more 'rent' money, that would be wrong.

In all honestly though, coming from a 23 yr old whos had to scrape to save any money for uni. There are plenty of automatic cars second hand, financing at your age is a mistake. If your work hours are reduced, cancel the gym membership for awhile. Its so easy to see money rolling in and think it will last but breaking this mentality now will save you thousands in the future.

Reply 9

Original post
by Anonymous
well in my case i had to get a car as we live in the middle of nowhere and i was paying rent before i got a car so was hard to save, he earns a lot of money that’s the difference way above the UK average. but to lie and say its rent is a bit wrong. its not the amount its the lie.

The reason he calls it rent is because that is the reasoning by which you're paying him. Money is fungible, meaning that any pound is indistinguishable from and interchangable with any other pound. To say he's spending your rent on his car payment is kind of a nonsense. He's budgeted for your rent as part of his income, and then in his outgoings budget, he's got, among other things, a car payment to pay. But as far as you're concerned, what happens to the money after you've paid it to him is none of your business. If you feel he's entitled to charge you rent, then you pay the rent, and you mind your business.
Original post
by Anonymous
makes sense thanks and because i drive automatic and cars are expensive when auto. i saved a chunk and put most on deposit so its not that expensive tbh.

There are still plenty of automatic cars that are cheaper. You dont have to get something more expensive.
Anyway, do you HAVE to drive automatic (i.e. only got an automatic licence) or do you choose to drive automatic?
Original post
by iantoisabean
Wanting clearer communication is understandble but truthfully paying bills of that scale isnt always as simple as "that money goes there because its from that person". Your dad would still have to find money from somewhere else to pay his car bill, once you give him the money its his to use as he likes regardless of if you gave it with the intention of being for 'rent'. If hes taking the 'rent' money, using it on his car, THEN expecting more 'rent' money, that would be wrong.
In all honestly though, coming from a 23 yr old whos had to scrape to save any money for uni. There are plenty of automatic cars second hand, financing at your age is a mistake. If your work hours are reduced, cancel the gym membership for awhile. Its so easy to see money rolling in and think it will last but breaking this mentality now will save you thousands in the future.

I totally agree.
Regardless of what the money is going on once you give them it, bills (e.g. mortgage/rent, gas and electric, water, food etc) still need to be paid.
So yes i agree that you still need to pay the £200 a month.
If things are a bit tight money wise (because of reduced hours or whatever) then make cut backs like everyone else. Cancel your gym membership, reduce spending on leisure stuff (e.g. days out/shopping/meals out etc), things like that.

Reply 12

Original post
by Anonymous
makes sense thanks and because i drive automatic and cars are expensive when auto. i saved a chunk and put most on deposit so its not that expensive tbh.

There's thousands of automatic cars on Autotrader for under £2000. And that's not even the best place to get great car deals.
You have zero reason to be annoyed. You have no say in how that money gets used after you've paid it.

For the record, my adult kids pay us £50 a week board when they're at home.
(edited 1 month ago)

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