help! I want to drop out but don't know where to start?!
Hi,
Im a first year psychology student in Manchester and I desperately want to drop out - I don't like the course and feel like im doing it cause I dont know what else to do and I don't like my living situation either. I was debating dropping out all throughout first semester but thought id see it through after Christmas but now I can't bring myself to even go to uni and im stuck.
Ive briefly looked into the process of dropping out of studies and ending my tenancy/loan payments but I think (correct me if Im wrong) Id have to pay over £2k back to the government to cover my maintenance loan for the rest of the semester - which doesn't seem fair and I don't even have it to give back as i'm so deep into my overdraft due to my loan not being liveable - and I have to pay a £50 fee to my accommodation organiser for them to prep my room for a new tenant when I find one.
I just want to know if this is right and how I go about sorting funding and ending everything. Am I best to cancel the course, then the tenancy and then the funding? and how can I pay back the 2k if don't physically have that to give back?
Thank you!
Im a first year psychology student in Manchester and I desperately want to drop out - I don't like the course and feel like im doing it cause I dont know what else to do and I don't like my living situation either. I was debating dropping out all throughout first semester but thought id see it through after Christmas but now I can't bring myself to even go to uni and im stuck.
Ive briefly looked into the process of dropping out of studies and ending my tenancy/loan payments but I think (correct me if Im wrong) Id have to pay over £2k back to the government to cover my maintenance loan for the rest of the semester - which doesn't seem fair and I don't even have it to give back as i'm so deep into my overdraft due to my loan not being liveable - and I have to pay a £50 fee to my accommodation organiser for them to prep my room for a new tenant when I find one.
I just want to know if this is right and how I go about sorting funding and ending everything. Am I best to cancel the course, then the tenancy and then the funding? and how can I pay back the 2k if don't physically have that to give back?
Thank you!
Reply 1
Hi,
Im a first year psychology student in Manchester and I desperately want to drop out - I don't like the course and feel like im doing it cause I dont know what else to do and I don't like my living situation either. I was debating dropping out all throughout first semester but thought id see it through after Christmas but now I can't bring myself to even go to uni and im stuck.
Ive briefly looked into the process of dropping out of studies and ending my tenancy/loan payments but I think (correct me if Im wrong) Id have to pay over £2k back to the government to cover my maintenance loan for the rest of the semester - which doesn't seem fair and I don't even have it to give back as i'm so deep into my overdraft due to my loan not being liveable - and I have to pay a £50 fee to my accommodation organiser for them to prep my room for a new tenant when I find one.
I just want to know if this is right and how I go about sorting funding and ending everything. Am I best to cancel the course, then the tenancy and then the funding? and how can I pay back the 2k if don't physically have that to give back?
Thank you!
Im a first year psychology student in Manchester and I desperately want to drop out - I don't like the course and feel like im doing it cause I dont know what else to do and I don't like my living situation either. I was debating dropping out all throughout first semester but thought id see it through after Christmas but now I can't bring myself to even go to uni and im stuck.
Ive briefly looked into the process of dropping out of studies and ending my tenancy/loan payments but I think (correct me if Im wrong) Id have to pay over £2k back to the government to cover my maintenance loan for the rest of the semester - which doesn't seem fair and I don't even have it to give back as i'm so deep into my overdraft due to my loan not being liveable - and I have to pay a £50 fee to my accommodation organiser for them to prep my room for a new tenant when I find one.
I just want to know if this is right and how I go about sorting funding and ending everything. Am I best to cancel the course, then the tenancy and then the funding? and how can I pay back the 2k if don't physically have that to give back?
Thank you!
Reply 2
18
Hello
Sorry to hear you want to drop out of university. Is it only the course and living situation you don't like? What about the friends you've made?
You should talk to your student union on whether you can change courses within the university, how the process goes.
If you don't want to study, start researching jobs you can apply to, to enter the world of work.
If this is something you don't want either, look at apprenticeships - working but studying in regards to the job.
Unfortunately, when you enter into an agreement, you have to finish it before the next one.
EG: if you buy home internet, you usually pay double in the first month. This is deliberate: you're paying for the first month and the cancellation month, whenever that may be.
So the fact of paying £2k to cover the loan makes sense, as you would have seen this info in the T&C's.. or you didn't read them.
Personally, I would speak to the union about your concerns. Ask if you can move to another accommodation block, therefore paying only £50 for the new tenant.
You won't be the first in your uni to feel like this, and the Union will know what advice they can offer for your situation.
Sorry to hear you want to drop out of university. Is it only the course and living situation you don't like? What about the friends you've made?
You should talk to your student union on whether you can change courses within the university, how the process goes.
If you don't want to study, start researching jobs you can apply to, to enter the world of work.
If this is something you don't want either, look at apprenticeships - working but studying in regards to the job.
Unfortunately, when you enter into an agreement, you have to finish it before the next one.
EG: if you buy home internet, you usually pay double in the first month. This is deliberate: you're paying for the first month and the cancellation month, whenever that may be.
So the fact of paying £2k to cover the loan makes sense, as you would have seen this info in the T&C's.. or you didn't read them.
Personally, I would speak to the union about your concerns. Ask if you can move to another accommodation block, therefore paying only £50 for the new tenant.
You won't be the first in your uni to feel like this, and the Union will know what advice they can offer for your situation.
Original post
by ameliaaliceroseHi,
Im a first year psychology student in Manchester and I desperately want to drop out - I don't like the course and feel like im doing it cause I dont know what else to do and I don't like my living situation either. I was debating dropping out all throughout first semester but thought id see it through after Christmas but now I can't bring myself to even go to uni and im stuck.
Ive briefly looked into the process of dropping out of studies and ending my tenancy/loan payments but I think (correct me if Im wrong) Id have to pay over £2k back to the government to cover my maintenance loan for the rest of the semester - which doesn't seem fair and I don't even have it to give back as i'm so deep into my overdraft due to my loan not being liveable - and I have to pay a £50 fee to my accommodation organiser for them to prep my room for a new tenant when I find one.
I just want to know if this is right and how I go about sorting funding and ending everything. Am I best to cancel the course, then the tenancy and then the funding? and how can I pay back the 2k if don't physically have that to give back?
Thank you!
Im a first year psychology student in Manchester and I desperately want to drop out - I don't like the course and feel like im doing it cause I dont know what else to do and I don't like my living situation either. I was debating dropping out all throughout first semester but thought id see it through after Christmas but now I can't bring myself to even go to uni and im stuck.
Ive briefly looked into the process of dropping out of studies and ending my tenancy/loan payments but I think (correct me if Im wrong) Id have to pay over £2k back to the government to cover my maintenance loan for the rest of the semester - which doesn't seem fair and I don't even have it to give back as i'm so deep into my overdraft due to my loan not being liveable - and I have to pay a £50 fee to my accommodation organiser for them to prep my room for a new tenant when I find one.
I just want to know if this is right and how I go about sorting funding and ending everything. Am I best to cancel the course, then the tenancy and then the funding? and how can I pay back the 2k if don't physically have that to give back?
Thank you!
I can confirm that when you withdraw from uni part way through a term, you are required to pay back any overpaid maintenance loan for that term. For example, if you leave five weeks through a 14-week term, you would be liable to repay nine weeks of your loan. Your maintenance loan is calculated to cover you through the holidays so if you are working out how much you will owe, include the Easter holidays. If you are in financial difficulties, SFE will arrange a repayment plan for you that you can amanage.
The biggest problem you will have is finding a replacement tenant at this point in the academic year. If you don't find one, it is likely that you will be responsible for the cost of your accommodation until your contract ends. You need to consider if you can afford this if you withdraw now. It would be best if you find a replacement tenant first, then withdraw from uni and inform student finance. When you officially withdraw, your uni will also inform SFE of your withdrawal date.
Reply 4
20
Original post
by ameliaaliceroseIve briefly looked into the process of dropping out of studies and ending my tenancy/loan payments but I think (correct me if Im wrong) Id have to pay over £2k back to the government to cover my maintenance loan for the rest of the semester - which doesn't seem fair and I don't even have it to give back as i'm so deep into my overdraft due to my loan not being liveable. ...
and how can I pay back the 2k if don't physically have that to give back?
and how can I pay back the 2k if don't physically have that to give back?
This is covered here: https://www.gov.uk/student-finance-if-you-suspend-or-leave/repaying-your-student-loan
Your student finance provider will reassess your Maintenance Loan based on the number of days you attended your course.
If any of your loan covers the period after you’ve left your course, this counts as an overpayment and you’ll need to repay it straight away.
If you do not return to your studies, the Student Loans Company will write and tell you how much you must repay. If you cannot repay the full amount, you can ask them to set up a repayment plan.
The rest of your Maintenance Loan is repaid in the usual way once you start earning over the threshold amount.
There's an example scenario on that page.
Original post
by Adz2042Hello
Sorry to hear you want to drop out of university. Is it only the course and living situation you don't like? What about the friends you've made?
You should talk to your student union on whether you can change courses within the university, how the process goes.
If you don't want to study, start researching jobs you can apply to, to enter the world of work.
If this is something you don't want either, look at apprenticeships - working but studying in regards to the job.
Unfortunately, when you enter into an agreement, you have to finish it before the next one.
EG: if you buy home internet, you usually pay double in the first month. This is deliberate: you're paying for the first month and the cancellation month, whenever that may be.
So the fact of paying £2k to cover the loan makes sense, as you would have seen this info in the T&C's.. or you didn't read them.
Personally, I would speak to the union about your concerns. Ask if you can move to another accommodation block, therefore paying only £50 for the new tenant.
You won't be the first in your uni to feel like this, and the Union will know what advice they can offer for your situation.
Sorry to hear you want to drop out of university. Is it only the course and living situation you don't like? What about the friends you've made?
You should talk to your student union on whether you can change courses within the university, how the process goes.
If you don't want to study, start researching jobs you can apply to, to enter the world of work.
If this is something you don't want either, look at apprenticeships - working but studying in regards to the job.
Unfortunately, when you enter into an agreement, you have to finish it before the next one.
EG: if you buy home internet, you usually pay double in the first month. This is deliberate: you're paying for the first month and the cancellation month, whenever that may be.
So the fact of paying £2k to cover the loan makes sense, as you would have seen this info in the T&C's.. or you didn't read them.
Personally, I would speak to the union about your concerns. Ask if you can move to another accommodation block, therefore paying only £50 for the new tenant.
You won't be the first in your uni to feel like this, and the Union will know what advice they can offer for your situation.
I agree
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