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Classic Cars? For young drivers
Hi, im 18 from10th feb, i pasted my driving test last year, i wanted to drive stright away after that but as we all know insurance is way over the top....
has any one 17 to 19 got a quote on a classic car and how much and wht policy was it on? .. please spill and what insurancers
has any one 17 to 19 got a quote on a classic car and how much and wht policy was it on? .. please spill and what insurancers
I've been insured on a '65 VW beetle since I was 17.
Started at about £600 for insurance, when I renewed it most recently (age 19) it was down to £270TPFT, including european breakdown cover. I'm limited to 1500 miles a year, which isn't much.
Now I am insured on my '71 VW camper too. Costs me under £600 (was 19 when taking out the policy, now 20) per year TPFT, with a 1.6 engine and 3000 miles a year. 3000 miles a year is enough for me, and I even take it to and from uni with me all the time.
I've done 100 miles in mine today.
However, if you buy a classic car, don't expect it to be hassle free unless you keep on top of the maintainance. My cars need servicing every 3000 miles. The van has never failed to get me home, but I have had to stop and replace a wire on the hard shoulder before.
Don't do it if you are only attracted by saving money, it won't work. The insurance and so on may be cheaper, but unless you can (and are willing to) fix them yourself it won't work out any cheaper than a nice, sensible small hatchback.
Started at about £600 for insurance, when I renewed it most recently (age 19) it was down to £270TPFT, including european breakdown cover. I'm limited to 1500 miles a year, which isn't much.
Now I am insured on my '71 VW camper too. Costs me under £600 (was 19 when taking out the policy, now 20) per year TPFT, with a 1.6 engine and 3000 miles a year. 3000 miles a year is enough for me, and I even take it to and from uni with me all the time.
I've done 100 miles in mine today.
However, if you buy a classic car, don't expect it to be hassle free unless you keep on top of the maintainance. My cars need servicing every 3000 miles. The van has never failed to get me home, but I have had to stop and replace a wire on the hard shoulder before.
Don't do it if you are only attracted by saving money, it won't work. The insurance and so on may be cheaper, but unless you can (and are willing to) fix them yourself it won't work out any cheaper than a nice, sensible small hatchback.
Tofufi
However, if you buy a classic car, don't expect it to be hassle free unless you keep on top of the maintainance. My cars need servicing every 3000 miles. The van has never failed to get me home, but I have had to stop and replace a wire on the hard shoulder before.
Don't do it if you are only attracted by saving money, it won't work. The insurance and so on may be cheaper, but unless you can (and are willing to) fix them yourself it won't work out any cheaper than a nice, sensible small hatchback.
However, if you buy a classic car, don't expect it to be hassle free unless you keep on top of the maintainance. My cars need servicing every 3000 miles. The van has never failed to get me home, but I have had to stop and replace a wire on the hard shoulder before.
Don't do it if you are only attracted by saving money, it won't work. The insurance and so on may be cheaper, but unless you can (and are willing to) fix them yourself it won't work out any cheaper than a nice, sensible small hatchback.
Definitely this. You need to know how to maintain your car and how to fix your car when things go wrong (which they inevitably will - especially if it's not properly looked after), and in order to prevent little problems becoming big problems. I have not had a problem with my car that has involved it being off the road for any more than a day, but this is because I can fix most problems myself - often on the roadside if needs be. If you don't have a clue about the workings of a classic, you're going to find yourself faced with big bills and a lot of time off road.
I wouldn't do it simply to save money.
Its possible, but you'll end up getting into the whole thing, then it becomes a hobby rather then just transport, and costs spiral.
Provided you have the know how to do your own maintenance etc you should be able to keep one cheaply. Reliability isn't an issue if you look after the thing, though naturally this requires work. I have to do oil changes every 3000 miles, it eats spark plugs, the electrics are constantly in need of fixing (and the only things on there that are electric are the lights).
That said, its great fun, grinds petrol stations to a hault as people ask questions about it, and when you turn off the motorway for a pee people follow you just to talk about the car.
For me it all started off with a drunken ebay purchase, I ended up with the thing as a heap of parts really which I assembled over the summer. I would recommend doing it this way as it makes fixing it later so much easier.
Generally speaking old cars will use more fuel, I get 35mpg if I drive like a loon, and about 50 mpg if I scrimp it, but thats only because I drive a 0.6.
I think it has to be a labour of love rather than a cost saving exercise really in short.
Its possible, but you'll end up getting into the whole thing, then it becomes a hobby rather then just transport, and costs spiral.
Provided you have the know how to do your own maintenance etc you should be able to keep one cheaply. Reliability isn't an issue if you look after the thing, though naturally this requires work. I have to do oil changes every 3000 miles, it eats spark plugs, the electrics are constantly in need of fixing (and the only things on there that are electric are the lights).
That said, its great fun, grinds petrol stations to a hault as people ask questions about it, and when you turn off the motorway for a pee people follow you just to talk about the car.
For me it all started off with a drunken ebay purchase, I ended up with the thing as a heap of parts really which I assembled over the summer. I would recommend doing it this way as it makes fixing it later so much easier.
Generally speaking old cars will use more fuel, I get 35mpg if I drive like a loon, and about 50 mpg if I scrimp it, but thats only because I drive a 0.6.
I think it has to be a labour of love rather than a cost saving exercise really in short.
Reply 5
1960 Austin A40 here, 17 year old lad (passed test in November), TPFT £522 in my own name, (£75 excess)
Like others have said, it really is a labour of love. Mine's very cheap to run, but I keep it well maintained and I enjoy doing this. If you can't do the work yourself and don't keep it maintained, expect to pay.
Like others have said, it really is a labour of love. Mine's very cheap to run, but I keep it well maintained and I enjoy doing this. If you can't do the work yourself and don't keep it maintained, expect to pay.
Reply 9
I want a 1973 Capri. Or a Spit. Or a B. Hell, as soon as summer rolls around (!!)
Reply 10
I know someone who had a classic car. I dont know what car it is, and I think he is 18. I also dont know what insurance company he is with.
But he pays something silly like £17 a month.
Although as people have said, its a classic car and is old so you there is a high chance you would need to repare it a lot.
Its up to you really, compare the positives and negatives!
But he pays something silly like £17 a month.
Although as people have said, its a classic car and is old so you there is a high chance you would need to repare it a lot.
Its up to you really, compare the positives and negatives!
Reply 13
Hi
What companies are you all using to insure your classic cars? I'm 19 and trying to insure my 1986 Ford Capri Laser but most classic car companies won't insure people under 21 or with less than 2 years since they passed, & I've had my licence for 1 year 4 months.
Anybody have any advice?
What companies are you all using to insure your classic cars? I'm 19 and trying to insure my 1986 Ford Capri Laser but most classic car companies won't insure people under 21 or with less than 2 years since they passed, & I've had my licence for 1 year 4 months.
Anybody have any advice?
Original post by jhubbert
That's one drawback about classic car insurance. I have probably covered the mileage some of you guys have covered in just two months since passing!
I do about 20k per year spread accross our classic fleet. I did 80k in three years in my first MGB too.
How times change? In 2009 insurance was 300 quid for me. These days, the engine size has gone up from 1.8 to 3.5 and the insurance dropped to £116 courtesy of Lancaster.
(edited 13 years ago)
Reply 16
When I passed my test I had a Moggy, cool little car and it only cost me £650 Fully comp when I just passed my test.
Reply 17
Original post by ajholden
Hi
What companies are you all using to insure your classic cars? I'm 19 and trying to insure my 1986 Ford Capri Laser but most classic car companies won't insure people under 21 or with less than 2 years since they passed, & I've had my licence for 1 year 4 months.
Anybody have any advice?
What companies are you all using to insure your classic cars? I'm 19 and trying to insure my 1986 Ford Capri Laser but most classic car companies won't insure people under 21 or with less than 2 years since they passed, & I've had my licence for 1 year 4 months.
Anybody have any advice?
Adrian Flux, Footman James & whoever the Capri car club recommends/is partnered with.
Reply 18
Original post by terpineol
I wouldn't do it simply to save money.
Its possible, but you'll end up getting into the whole thing, then it becomes a hobby rather then just transport, and costs spiral.
Provided you have the know how to do your own maintenance etc you should be able to keep one cheaply. Reliability isn't an issue if you look after the thing, though naturally this requires work. I have to do oil changes every 3000 miles, it eats spark plugs, the electrics are constantly in need of fixing (and the only things on there that are electric are the lights).
That said, its great fun, grinds petrol stations to a hault as people ask questions about it, and when you turn off the motorway for a pee people follow you just to talk about the car.
For me it all started off with a drunken ebay purchase, I ended up with the thing as a heap of parts really which I assembled over the summer. I would recommend doing it this way as it makes fixing it later so much easier.
Generally speaking old cars will use more fuel, I get 35mpg if I drive like a loon, and about 50 mpg if I scrimp it, but thats only because I drive a 0.6.
I think it has to be a labour of love rather than a cost saving exercise really in short.
Its possible, but you'll end up getting into the whole thing, then it becomes a hobby rather then just transport, and costs spiral.
Provided you have the know how to do your own maintenance etc you should be able to keep one cheaply. Reliability isn't an issue if you look after the thing, though naturally this requires work. I have to do oil changes every 3000 miles, it eats spark plugs, the electrics are constantly in need of fixing (and the only things on there that are electric are the lights).
That said, its great fun, grinds petrol stations to a hault as people ask questions about it, and when you turn off the motorway for a pee people follow you just to talk about the car.
For me it all started off with a drunken ebay purchase, I ended up with the thing as a heap of parts really which I assembled over the summer. I would recommend doing it this way as it makes fixing it later so much easier.
Generally speaking old cars will use more fuel, I get 35mpg if I drive like a loon, and about 50 mpg if I scrimp it, but thats only because I drive a 0.6.
I think it has to be a labour of love rather than a cost saving exercise really in short.
So... What do you drive?
Original post by vmattei1989
So... What do you drive?
Think he's got a 2cv, assuming it hasn't disolved by now...
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