Join TSR now and get all your revision questions answeredSign up now

Dissertation help please - pensions Watch

    • Thread Starter

    I am having some trouble with my dissertation, in particular the economic implications side. I am looking into whether ethnicity affects the levels of private pension coverage, but I am having real difficulties in linking this to an economic theory. I have stated that the disadvantage suffered by ethnic minorities points to an incomplete market for pensions, and hence a market failure, but apparently this is too vague and not very concrete. Is anyone able to offer any thoughts or help on this? Many thanks

    Have you performed a regression or just observed a correlation? If the former, have you controlled for income etc? I can't imagine penisons companies discriminating against ethnic minorities (the incomplete market approach) but rather that certain ethnic groups may have a lower average income and so be less likely to invest in a private pension. It might also be the case that there's a cultural explanation (which I'm sure you've considered).
    In terms of economics I don't think incomplete markets are a likely or plausible explanation, an income link seems more likely.
Is GoT overrated?

The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

Quick reply
Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.