Transfer motorbike NCB to car insurance

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ninja_penguin
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#1
Report Thread starter 11 years ago
#1
If you have some years of no claims bonus on a motorcycle insurance contract thing, can you use those years to get a discount on car insurance?

If so, which insurers allow this? If not all..

CT: How our members found super cheap motorbike insurance quotes
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carldalton0
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#2
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i dont think you can.
I had two years NCB on my bike, and couldnt transfere them with any insurance company I tired.
My dad also had 15years NCB on his 5 bikes, and was only a named driver on a car, and when he came to get his own car insurance they didnt accept the bike NCB. or the car NCB as he was only a named driver, but now some accept NCB for named drivers. Also, most recently he has 2 years NCB on his own car, and when he came to insure a van, he couldt get his NCB for that,

SO, I dont think they allow NCB to carry over from diffrent categories, eg, car, van and bike. you may get a discount if you stay with the same insurance company tho.
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s_s
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I don't think you can, my boyfriend has a motorbike and he says it's not possible.
However, the good thing about them not being transferrable is that any speeding convictions etc you might have on a motorbike won't affect car insurance, and vice versa. Win some, lose some I guess lol.
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Schleigg
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1) Wrong forum
2) No you can't since it's hardly the same thing is it?

(Original post by s_s)
However, the good thing about them not being transferrable is that any speeding convictions etc you might have on a motorbike won't affect car insurance, and vice versa. Win some, lose some I guess lol.
I think you'll find that speeding convictions etc go on your driving licence, and do apply to both car and motorcycle insurance... sorry!
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s_s
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(Original post by Schleigg)
1) Wrong forum
2) No you can't since it's hardly the same thing is it?



I think you'll find that speeding convictions etc go on your driving licence, and do apply to both car and motorcycle insurance... sorry!
Not on elephant.co.uk car insurance they certainly don't. Not for sp30 at least, I have had this confirmed by three telephone advisors there as I was sceptical, but they said it didn't carry over at all, and the car insurance premium didn't go up.
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ninja_penguin
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aww nuts..ok kool thanks all

sorry for wrong forumings btw, thanks for moving
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jaw
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(Original post by s_s)
I don't think you can, my boyfriend has a motorbike and he says it's not possible.
However, the good thing about them not being transferrable is that any speeding convictions etc you might have on a motorbike won't affect car insurance, and vice versa. Win some, lose some I guess lol.
all convictions are on your licence regardless I beleive

SOME companies do take ncb into consideration. They wont give you like for like, but I've heard of people using their bike ncb to get a small amount off car insurance. we're not talking much though, for example, 2 years might get you 20% discount of what it would get you if it was car NCB
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s_s
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(Original post by jaw)
all convictions are on your licence regardless I beleive
I absolutely thought so too, and from what I can tell with a quick google so does the rest of the internet, but see my above reply - it appears not to be true (at least not on elephant.co.uk), as three advisors on different occasions told me that they don't count bike convictions on car insurance, and the premium did not go up at all. So maybe it's elephant.co.uk who are getting it wrong, but still a helpful tip for anyone who has both bike and car insurance.
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carldalton0
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(Original post by s_s)
I absolutely thought so too, and from what I can tell with a quick google so does the rest of the internet, but see my above reply - it appears not to be true (at least not on elephant.co.uk), as three advisors on different occasions told me that they don't count bike convictions on car insurance, and the premium did not go up at all. So maybe it's elephant.co.uk who are getting it wrong, but still a helpful tip for anyone who has both bike and car insurance.
Theres no diffrence between a car conviction or bike conviction on your licence, they all have the same offence code, and dont state what it was done on, so mabey elephant.co.uk were meaning the conviction didnt make your quote higher,
alltho i got 6 points:rolleyes: , my insurance is the same with or without, because im still in the hight rish catagory, under 22, male and no ncb :mad:
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s_s
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(Original post by carldalton0)
Theres no diffrence between a car conviction or bike conviction on your licence, they all have the same offence code, and dont state what it was done on, so mabey elephant.co.uk were meaning the conviction didnt make your quote higher,
alltho i got 6 points:rolleyes: , my insurance is the same with or without, because im still in the hight rish catagory, under 22, male and no ncb :mad:
I'm pretty sure they didn't mean that. Conversation went like:
Me: Hi, I want to put my boyfriend onto my car insurance
Elephant person: Ok... (asks loads of questions about name, DOB etc) does he regularly drive any other vehicle?
M: Yes, he owns a motorbike.
E: Ok... (asks lots more questions) and does he have any convictions in the past 5 years?
M: Yes, he has an sp30 on his motorbike.
E: Ah, we don't count motorbike convictions on car insurance, unless they involve drink or drugs.
M: Are you sure?
E: Yes.

As I had to check with my parents it was ok and then check with my boyfriend the date he got his licence, I had to make the same call three times. Each time, they go through the same questions in the same order, and each time they said the same thing, so it wasn't just one idiot who didn't know what they were talking about. The premium also didn't go up at all on my car, and my boyfriend is only one year older than me and has an sp30 (and is male obv) so you would normally expect it to be higher.
Ergo, I concluded that whilst bike and car convictions do go on your licence and will summate, elephant.co.uk do NOT count bike convictions on car insurance!!
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originalbeej
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#11
Report 11 years ago
#11
Looking at doing the same myself as have 2 years NCB on my motorbike but none on my car.

So far looking online have found that Direct line take it in to account, and tesco if over 25. Some others listed on Money Saving Expert

Check out these links:
http://www.directline.com/motor/newi...m#motorbikencd
http://forums.moneysavingexpert.com/....html?t=760771

Probably best to call to check. Most of these companies have 0845 no.s so use http://saynoto0870.com/search.php to find the cheap no.

Let me know if you find anything
http://www.tesco-car-insurance.co.uk/discounts.htm
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warranty-ideal
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Natwest car insurance did this for me, meant I had one years NCB at 17!
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ninja_penguin
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here's an idea..

say i have 2yrs NCB on a bike, and then sign up with directline for car insure (say they take into account the 2yrs NCB). after staying with them for a year (no claims) that means i have 2 bike years + 1 car year NCB. Would this = 3 car years if i switched from directlineto a different random (ahem cheaper) insurer?? hmm intresting idea :P:
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Illuminati
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(Original post by Schleigg)
2) No you can't since it's hardly the same thing is it?
according to lexham a seventeen year old having one years ncb on a moped equates to 30% off premium for thier car insurance; im sure this also applies to full motorbike insurance with them.

however i think the original bike insurance has to be with them though.
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aroshi
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#15
Report 9 years ago
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Just an update on 3rd of June 2011
I called some companies and here are the results:
Churchill - no
Virgin - no
Direct Line - no
Lloyds Tsb - no
Post Office - no
Quinn Direct - no
Adrian Flux - no
Tesco - yes
Carol Nash - yes but only if bike is insured with them
eCar/eBike - don't call them, they will charge you GBP 1.08+ a minute

Short answer - Only Tesco agreed to use my bike NCD on car policy but please note that only 1 vehicle can be registered on one policy, hence your bike policy will not be able to use that NCD. And one more thing - bike has be over 260cc.

Good luck
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Emma:-)
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#16
Report 9 years ago
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(Original post by carldalton0)
i dont think you can.
I had two years NCB on my bike, and couldnt transfere them with any insurance company I tired.
My dad also had 15years NCB on his 5 bikes, and was only a named driver on a car, and when he came to get his own car insurance they didnt accept the bike NCB. or the car NCB as he was only a named driver, but now some accept NCB for named drivers. Also, most recently he has 2 years NCB on his own car, and when he came to insure a van, he couldt get his NCB for that,

SO, I dont think they allow NCB to carry over from diffrent categories, eg, car, van and bike. you may get a discount if you stay with the same insurance company tho.
Some do named driver no claims bonuses, but only usually if you stay with the same company, if you get what i mean.
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malkcontent
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I just tried Tesco and they told me they wouldn't accept NC for motorbike ! booo!
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Vrooo....oops
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(Original post by malkcontent)
I just tried Tesco and they told me they wouldn't accept NC for motorbike ! booo!
The website says you need 2 years NC's.

http://metafaq.tescofinance.com/help...oclaims_to_car
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George171012
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#19
Report 1 year ago
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The old Tesco Car Insurance website also says you need 2 years NC's so Vrooo....oops Must be correct
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