The Student Room Group

Reply 1

Yes you can.

Reply 2

If you still have an available balance (which if you have not gone over your overdraft) then yes.

Reply 3

Rian1988
If you still have an available balance (which if you have not gone over your overdraft) then yes.

What about if i dont have an available balance, just my overdraft?

Reply 5

katechar_X
What about if i dont have an available balance, just my overdraft?

Your available balance includes your overdraft i.e my account balance is -£200 but my available balance is £300 as I have a £500 overdraft.

Reply 6

Rian1988
Your available balance includes your overdraft i.e my account balance is -£200 but my available balance is £300 as I have a £500 overdraft.

Oh...Im clearly an idiot as im confused :frown:

Reply 7

katechar_X
Oh...Im clearly an idiot as im confused :frown:

Ok simple answer is yes you can withdraw money as you have an overdraft so you have money available to withdraw/spend this money is your available balance.

Reply 8

Rian1988
Ok simple answer is yes you can withdraw money as you have an overdraft so you have money available to withdraw/spend this money is your available balance.

Ahhh right...Thanks :biggrin:

Reply 9

katechar_X
Oh...Im clearly an idiot as im confused :frown:

lol you're going to university and you can't even do Year 3 maths.
500-200=300 (Which is a positive number in case you don't know)

Reply 10

Milch
lol you're going to university and you can't even do Year 3 maths.
500-200=300 (Which is a positive number in case you don't know)


You didn't learn about taking away until year 3?

Your partner may have been thinking of credit cards, as most of them don't allow you to withdraw cash at the cash point (with the exception of those with a cash advance facility).

Reply 11

rscully
You didn't learn about taking away until year 3?

Your partner may have been thinking of credit cards, as most of them don't allow you to withdraw cash at the cash point (with the exception of those with a cash advance facility).
You don't have overdrafts with credit cards.

Reply 12

rscully
Your partner may have been thinking of credit cards, as most of them don't allow you to withdraw cash at the cash point (with the exception of those with a cash advance facility).


Most of them do, it's just a really bad idea to do so. I have a mastercard and a visa and can withdraw a cash on both.

Reply 13

EskimoJo
You don't have overdrafts with credit cards.


You're right, but I don't think I said anything to the contrary.

Reply 14

rscully
You're right, but I don't think I said anything to the contrary.
I never said you did.

Reply 15

I have £17 in the bank currently and last month they let me withdraw £400 and put myself into an unauthorised OD, i have now paid this back and i need to do it again, how do i do it?