100% agreed. Ever since our little chat on the visit day I've been constantly looking into investing etc.
I think there are loooaaads of ways to be safe and earn much much much higher rates of return than the banks give you.
All I have is a share dealing account, I bought Oil ETCs when the price was $58 and sold at $69, 19% return in a few months, easy money, and very little risk involved if you do your research.
Currently, I've done the same thing, but with copper, am 8% up, so already more than any bank pays, and I've only been holding for around a month and a half.
As long as you read the news everyday, I can't see where you can go wrong...and to be on the safe side, I'm just taking profits at around 20% each time.
I used to have savings accounts etc. but fact is, all the interest you get at the moment is a load of rubbish, you can get much greater returns if you just apply a little bit of thought, and I seriously think anyone can do it. It's just a question of breaking the perception of risk, and being bothered to do it.
Anyway..back on topic