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K.T.
I'm not saying my essay on it is good (it was my 1st topic this term), but I'm happy to send you my notes (which are mostly quotes from the set texts)/essay on the subject :smile:


Oh, thank you! But I think I'll do my own, I tend to get confused by other people's notes :smile: I'm hoping it's not too difficult... And also that Morag won't be too upset that I will probably be handing it in on Thursday afternoon, rather than Wednesday. Whoops.
Zoedotdot
Try the German cafe. Come out of New Museums on to Pembroke/Downing street or whatever it's called, turn right and walk up towards Trumpington street. On the way there'll be a little cafe with a blue sign, can't remember exactly what it's called, we just call it the German cafe, that sells the most amazing soup, sandwiches and hot chocolate. Takeaway soup and a sandwich is £2.50.

Alternatively, turn left and walk towards Emma. Go down the street on the left of the main building of Emma (Emmanuel Street? I think). On the left side of the road there's a cafe called Savino's which does really nice panini for not too much money. And their hot chocolate tops the German cafe. A relative also told me that they sold the best coffee she'd ever tasted!

And if you don't fancy either of those there's a Subway right next to Savino's :p:

They're probably two of the nearest, tastiest places to eat I think :smile:


Thanks! If it makes you feel any better my laptop also died the other day...
Zoedotdot
I'm also not living near hall so have to spend a lot more on food, so my money just seems to be disappearing :frown:


:confused: Is your hall ridiculously cheap? I'm spending £11 per week on food and drink I actually need (i.e. not including alcohol or the apple pie and custard I finally gave in and bought or my addiction to jaffa cakes... :o:)
Reply 6123
BigFudamental
Bridgies,

Can anyone recommend somewhere good to grab a quick lunch around the New Museum's site? I'm getting a bit sick of M&S sandwiches and need some insider info...

You can exit New Museum's Site and get out at the Corn Exchange if you go through the Arts School. The doors to it are always open and it opens out in front of Benet's cafe, a few clothing shops, that ladies lingerie shop and the Eagle and Bath House. Turn left there and you get everything that Kings Parade offers, including a nice cafe inside Kings itself.
Reply 6124
TheUnbeliever
:confused: Is your hall ridiculously cheap? I'm spending £11 per week on food and drink I actually need (i.e. not including alcohol or the apple pie and custard I finally gave in and bought or my addiction to jaffa cakes... :o:)

Yes it is. They spend about £2 for a full meal :eek:

Peterhouse is the opposite. You'd save so much money by shopping yourself.
Craghyrax
That sucks! I'm guessing that your parents' income is a bit too high for you to get all the bigger loans and bursaries, but they in fact can't afford to support you at Uni?
I often think they should reduce the discrepancy between the brackets. I was totally in your shoes before I came here. For my first 8months living in the UK I had £10 a week, and after that I toiled at Wetherspoons for two and a half years and saved up for everything.
Things have been much easier since I got here, not least because of a student overdraft! I generally don't mind going into it because I know exactly what money will arrive when.


Yup, got it in one. It's very difficult. I get no maintenance, no bursary, no anything, and am therefore worse off than a lot of my friends. My parents give me much more than they can afford, for which I am exceptionally grateful and I will definitely pay them back for it someday. My relatives have also been incredibly generous, so I'm lucky in that respect. And it's not so bad that I can't do anything... It's just that I never have as much as everyone else, and while that's kindof okay during term time, it can be quite upsetting when I can't afford to go out, or when my friends say that I should come and do something with them in the holidays and I have to say no because I can't afford it :frown:

The other thing is that I refuse to use my overdraft. I can't stand the thought of being in 'debt' and the idea that any money I earn is just paying back what I've already spent.
Reply 6126
FSS, I can't log onto my fb account, like *at all*

This suckssss.
TheUnbeliever
:confused: Is your hall ridiculously cheap? I'm spending £11 per week on food and drink I actually need (i.e. not including alcohol or the apple pie and custard I finally gave in and bought or my addiction to jaffa cakes... :o:)


Ah, yeah, it is enormously cheap. Also, last year I just used my student loan to pay my bill at the end of term, because with accommodation and food it came to about the same as what I receive. This year I'm spending less on my bill but haven't taken the deficit out of my loan, so will probably find myself with a bit of extra money come January, and then will be able to budget properly for next term :smile:
Reply 6128
Zoedotdot
Yup, got it in one. It's very difficult. I get no maintenance, no bursary, no anything, and am therefore worse off than a lot of my friends. My parents give me much more than they can afford, for which I am exceptionally grateful and I will definitely pay them back for it someday. My relatives have also been incredibly generous, so I'm lucky in that respect. And it's not so bad that I can't do anything... It's just that I never have as much as everyone else, and while that's kindof okay during term time, it can be quite upsetting when I can't afford to go out, or when my friends say that I should come and do something with them in the holidays and I have to say no because I can't afford it :frown:

The other thing is that I refuse to use my overdraft. I can't stand the thought of being in 'debt' and the idea that any money I earn is just paying back what I've already spent.

Well the overdraft thing is irrational. Frankly.

I can fully sympathise if its hard to keep on top of what you're spending, and if using an overdraft would confuzzle your figures and put you in danger of going over. But if you know your total income over a year, or term, and work out a budget based on that, then if you take some of that total income in advance, for instance to pay for a large expense, then you won't be in any danger so long as you subtract it from the overall figure. This is the only time in your life that your overdraft will be entirely interest free.
I wouldn't use it if it wasn't. And like you, I am very averse to being in debt.

As for your friends, you should be honest when you're refusing to visit them on financial grounds - it may result in them being willing to travel to you instead, or to relocate to a central location.
Reply 6129
Y__
That is awesome! What for? PhD?


Excalibur
Wow, that's amazing! Is this for postgrad study? Were you able to get funding somewhere? (that's the big thing that somewhat precludes US study, though I haven't looked into it that seriously)


Craghyrax
:bumps:


It's a Clare scholarship - every year 2 finalists/recent graduates get to go to Yale for two or three years, to study a subject of their choice. So I get to read Classics (as an undergraduate) for two years. Then if I don't fail at that I can take an MA there.

So far all I've managed to do is this: :woo:
Zoedotdot
Money stuff


I hate money. See I am very very lucky in that both my parents have well paid professional jobs and my Mum has been saving her salary for years to put me and my sister through university. This means that by student standards I am reasonably wealthy, in that I have about £700 a term to live on, not including the college bill. This is massive and I just skim through it :frown: I owe my parents around a thousand pounds that I *need* to pay off (it was a loan, not a gift) and need to repay some money back into my savings that I used up over the summer. Basically my summer was much MUCH more expensive than I would have liked.

But I can't control my spending, which means that I'll end up with not much money at the end of this term and will feel really guilty not being able to pay my parents anything back. It's why I'll be working next summer, even if it means that I won't be able to go travelling *at all* which would be heartbreaking.

I feel bad posting this, as your money troubles seem a lot worse than mine (and I have been made to feel really guilty about having more money than most before) but I thought that you might like to hear that other people are seriously depressed about money :o:
Lidka
It's a Clare scholarship - every year 2 finalists/recent graduates get to go to Yale for two or three years, to study a subject of their choice. So I get to read Classics (as an undergraduate) for two years. Then if I don't fail at that I can take an MA there.

So far all I've managed to do is this: :woo:


That sounds awesome :biggrin: Good luck!

Well, I have two examples papers to do for tomorrow. Time to knuckle down :smile:
Reply 6132
Lidka
It's a Clare scholarship - every year 2 finalists/recent graduates get to go to Yale for two or three years, to study a subject of their choice. So I get to read Classics (as an undergraduate) for two years. Then if I don't fail at that I can take an MA there.

So far all I've managed to do is this: :woo:

That sounds nice, but isn't it a bit frustrating that you will be held back by another two years as an undergraduate rather than going straight on into your postgraduate studies?
There are fireworks going off essentially directly over my room, as far as I can tell. :shifty:
Lidka
It's a Clare scholarship - every year 2 finalists/recent graduates get to go to Yale for two or three years, to study a subject of their choice. So I get to read Classics (as an undergraduate) for two years. Then if I don't fail at that I can take an MA there.

So far all I've managed to do is this: :woo:


Sounds awesome, I've really heard only wonderful things about life at yale (the town is supposedly a bit meh but everyone adores the uni). Is what you're doing like a 2nd undergrad then?
I got a First in a HAP essay I got back today. :woo: On the other hand, I have done 320 words of a 2000-word essay due in at 8am. Better get cracking...

Lidka
I'm going to Yale.

:woo:


Wow! Yale be very happy there, I'm sure :dancing:

(Tea this week?)


K.T.
FSS, I can't log onto my fb account, like *at all*

This suckssss.


If this happened to me, I would be temporarily irritated but ultimately quietly thankful :p:

ukebert
Well, I have two examples papers to do for tomorrow. Time to knuckle down :smile:


I saw you at the Smoker tonight! This was my first one. I'll admit it, though: I wasn't very impressed...

Stratocaster
Right, one of my mates is organising a Downing Open Mic night on Monday 23rd November. If there's anyone who'd like to perform (after seeing some of the TSR-ian talent at the Clare one, I know we'd be honoured to have you here), please quote me or PM me!


That night I'm going to formal and then a talk at Clare - how long does it go on until? It would be cool to play. :smile:

Blaah
Speaking of Open Mic nights, Caius have another next week. Are Chess Piece Face or West Wing planning to grace us with their talents?


I'm not doing anything on Monday... If I did come I'm not sure what I'd play. I'm not sure how my epic song would go down in such a context :p:
TheUnbeliever
There are fireworks going off essentially directly over my room, as far as I can tell. :shifty:


I got dragged into Revs by some esteemed TSR-ers. Got a headache an tinitus from the LOUD subwoofers, came back, tried to look at my code again and suddenly I felt extremely nauseous trying to remember how it worked :yucky:

Did you receive it btw?
Craghyrax
Well the overdraft thing is irrational. Frankly.

I can fully sympathise if its hard to keep on top of what you're spending, and if using an overdraft would confuzzle your figures and put you in danger of going over. But if you know your total income over a year, or term, and work out a budget based on that, then if you take some of that total income in advance, for instance to pay for a large expense, then you won't be in any danger so long as you subtract it from the overall figure. This is the only time in your life that your overdraft will be entirely interest free.
I wouldn't use it if it wasn't. And like you, I am very averse to being in debt.

As for your friends, you should be honest when you're refusing to visit them on financial grounds - it may result in them being willing to travel to you instead, or to relocate to a central location.


Hmmm, perhaps I didn't explain properly. Most of my friends use their whole overdraft like it's another £1000 that they have, which I refuse to do. I will not pay for something that I don't know I have the money for. For example, when I came back from St Petersburg I was £120 into my overdraft, but that was simply because I hadn't had a chance to transfer the money that I have in my savings account into my current account while I was out there. At the end of October I was about £20 into my overdraft because of buying something essential that I knew my November money would pay for.

Other than small things like that, I won't use it. My total income over the year exactly covers my university expenses - my loan pays my college bill, and I live off the money that my parents and grandparents give me during term time. I also have a large gift of money in my savings account that is specifically for doing academic things at university that I might not otherwise be able to do - for instance, I think that I'll probably spend a large proportion of it on individual classes when I go to Siberia at Easter. Any other income that I run into I like to be able to keep as an extra, rather than using it to pay back the overdraft that I've maxed out.

I just like to keep a very tight control over what's being spent. I have a very bad habit of wanting to shop when I feel bad - the last time I did that was after my Spanish oral (the one I got 54 in :rolleyes:) when I managed to spend £100 on three items of clothing. If I allow myself too much flexibility with my overdraft bad things will happen :p:

Oh, and my friends know exactly why I can't visit them if I can't :smile: It's just a pain! My boyfriend has often paid my train fare up to see him, and like all people who can't afford things it was initially very difficult for me to accept something like that, but I'm used to it now.
ukdragon37
Did you receive it btw?


I did, thanks. I'll take a look at it tomorrow - I'm up to my ears in digital electronics at the mo'. :smile:
Reply 6139
Its turning out to be so hard to find a laptop with pretty colours that isn't ridiculously overpriced for the specs it offers :grumble:

If I'm to go without colour, I think this one is actually fairly nice looking and seems good value for money.

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