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So is NatWest the best bank to go with for students? Watch

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    You need to remember with the railcard that it doesn't necessarily save you money trips to London. Its not valid on the tube (I think), and if you are going into London from the home counties its cheaper to get a 1-day railcard than it is to get a return journey even taking into account the discount - so you don't actually save anything. If you are coming into London from a bit further away you probably would save on the cross-country element of the travel.

    There are no major differences between the banks. Choose a bank that has a branch close to where you are likely to live at uni.
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    if i was to open an account when would they give me the overdraft: straight away?

    And i wouldnt have credit history because hsbc never give you the option of going over your limit and i never pay bills - so how will they know whether i am a trustworthy client?

    Also to anyone who has a halifax account - do they seirously up your overdraft if you ask in your first year of uni...and have like no credit history (as explained above)

    sorry if i come across as thick lol i am seriously clueless at this stuff
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    (Original post by jacketpotato)
    You need to remember with the railcard that it doesn't necessarily save you money trips to London. Its not valid on the tube (I think), and if you are going into London from the home counties its cheaper to get a 1-day railcard than it is to get a return journey even taking into account the discount - so you don't actually save anything. If you are coming into London from a bit further away you probably would save on the cross-country element of the travel.

    There are no major differences between the banks. Choose a bank that has a branch close to where you are likely to live at uni.
    Yep it is last time I went to London I got a 1 day tube ticket and if you show your railcard you get a discount.

    OP imo I think the natwest bank account seems like a good choice...it's a 5 year free rail card as well so to people who are saying "just buy one for £20" it's actually more like over £100 if you wanted to buy a 5 year one..
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    Natwest is pretty good. When you become a graduate, your student account is automatically changed to a graduate account and they extend your interest free overdraft to £2000.
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    I was just trying to apply with Natwest. It said that the application process couldn't continue due to some sort of error. Has anyone else had the same problem?
 
 
 
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