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Opening 2 Student Accounts to Test the Water? Watch

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    I applied for a student account with Halifax (who I've been banking with for 12 years) a few months back, but the application was rejected. I was told to go back in July and not get any charges in the meantime...

    I decided to leave them because I got £65.00 of charges which I can't afford to pay, so I opened an account with NatWest, but they don't allow me to have my overdraft until 20th August (that's if they even accept me for one) and it only has a £500.00 limit in term 1.

    Now I want to apply again for a Halifax account, but don;t want to close the one with Natwest in case I'm rejected by Halifax again. Do you think I can get away with applying, then closing whichever account rejects me for the overdraft?

    Cheers
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    Generally your only meant to have one student account. Couldn't you just wait and see? Are you in that big a rush? Otherwise, when trying a Halifax don't mention you already have a student account, which shouldn't be too big a concern if you have every intention of closing one.
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    Cool, I'm in a rush as I want to start renting a place towards the end of August and I need the overdraft to pay the deposit + 1st month's rent, which is likely to be more than £500.00 altogether (I can't get financial help from my parents)

    Cheers for the advice though, I'm applying online and so far haven't been asked if I have other student accounts.
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    jus stick with natwest they have a good graduate account too!!!

    you wont get your overdraft with either bank until after aug 20th.. you do knw that dont you
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    Doesn't matter now anyway... Halifax rejected me again

    That's what I get for 10 years of faithful service lol. I doubt NatWest will even give me the overdraft. These poxy credit checks are driving me crazy!
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    I've had a Halifax student account, and a Natwest student account for years and years. It's fine as long as you have money being paid into both accounts. One has my student loan, and my mother pays me a little bit of keep money on a standing order into the other account.

    But since you got rejected ... nevermind.
 
 
 
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