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Seriously, what could a criminal do with your stolen credit/debit card.WASTE OF TIME! Watch

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    I don't understand because its pointless because:

    1.)They don't have your pin number
    2.)Even if they had your pin number, if they went to a cash machine and used your card, they would be spotted by cameras.
    3.)Even if they wore hoods and covered themselves when going to the cash machines, police could use cctv to follow them back to their house and thus, stake them out until they appear without cover
    4.)If they used the card details online. The shipping address would be recorded, so how would the stolen goods be transported to the criminal without it being realised
    5.)If they pickpocketed on the streets, cctv would spot them.

    Im not a criminal, ive just always been curious about this.

    Discuss
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    (Original post by Circularmover)
    I don't understand because its pointless because:
    Im not a criminal, ive just always been curious about this.

    Discuss
    Plenty of ways.

    For example you could sell the credit-card to a broker who then resells it to someone who then uses it to buy near-cash goods (plenty of places don't need pin especially abroad) or launder money through services like paypal.

    There are various ways you can use it on online shops. For example you can get the goods shipped to an address where the property owners are on holiday, so the goods are bounced to the depot where you pick them up anonymously.

    And that's not even mentioning the fact that most PIN numbers are insecure (especially if you leave it on the default). Have a look at Mike Bond's research on the topic.
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    You think it's not possible that someone who was the sort to steal people's credit or debit cards might not also be the sort of person who would have a fake address? An apartment or house that isn't linked to them in any way, but convenient for them to collect parcels from? Or even a PO box, if they work like I think they do?

    Also, CCTV isn't the magical thing you seem to think. For one thing, it doesn't cover absolutely every square inch of the UK, so once criminals move out of the sight of a camera, they're away free. And for another, most people who have been pickpocketed would probably assume they just lost the card, so would never think to ask to have CCTV checked even if it did exist.
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    If CCTV caught someone using a cashpoint they wouldn't know it wasn't you. It's also silly to think that someone will monitor CCTV over every cashpoint in an area to identify a small-time fraud. Even if they would eventually be caught and arrested for theft, they would no doubt have spent all of your money anyway. I think it's the pin that's more important though, you used to be able to access somebodies account at a cashpoint with their pin and a phone card, I saw it on Trevor McDonald.
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    Just a few points:

    CCTV isn't everywhere
    Newsagents can act as postboxes for a small fee
    Pin codes are not needed for every transaction, signatures can do
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    (Original post by ttx)
    Plenty of ways.

    For example you could sell the credit-card to a broker
    But what if this broker has been traced...so police are staking him out. and thus notice you coming to him = ...JAIL

    (Original post by ttx)
    There are various ways you can use it on online shops. For example you can get the goods shipped to an address where the property owners are on holiday, so the goods are bounced to the depot where you pick them up anonymously.
    But if you've ordered it online, they'l know your IP address. and if you use public computers i.e a library, police can just check their cctv
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    Yeah, credit cards are SOOO useless if stolen, which is why credit card fraud costs hundreds of millions of dollars annually.
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    lol
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    (Original post by Circularmover)
    But if you've ordered it online, they'l know your IP address. and if you use public computers i.e a library, police can just check their cctv
    Identity theft is so common that the police would never be able to use that many resources tracking down one criminal. It's just not worth it. Not to mention how easy it is to mask your IP address/use a public computer where there's no CCTV.
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    (Original post by Circularmover)
    But what if this broker has been traced...so police are staking him out. and thus notice you coming to him = ...JAIL
    But what if they haven't, which is much more likely.
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    (Original post by Circularmover)
    But what if this broker has been traced...so police are staking him out. and thus notice you coming to him = ...JAIL



    But if you've ordered it online, they'l know your IP address. and if you use public computers i.e a library, police can just check their cctv

    2 words
    subnet mask

    1 more word
    ebay

    if a debt card was found, then game over
    it'd be a hot 3 months at least b4 they even think about giving you money they should have better protected
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    Criminal buys something online with a stolen credit card. Transaction goes through. Item is sent to address given by the criminal

    Owner of the card reports it stolen, all transactions are cancelled to prevent the owner being charged for a purchase made by a criminal.

    Criminal gets the item, and no one pays for it. Or rather, the credit card company pays for it...

    Something like that?
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    (Original post by n00dl.)
    2 words
    subnet mask
    What's a subnet mask got to do with anything?
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    my mum got a new credit card and used it in one shop. the next day someone in canda ordered a 3000 4 seasons hotel gift card on her card and the money was taken out.
    she got the money back as we had fraud protection and stuff but its crazy how things can be copied or details can be taken. we wen back to the shop and it turned out that the cashier had actually out the card through some type of reading device to get the deatails so it really can happen.
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    (Original post by Circularmover)
    But what if this broker has been traced...so police are staking him out. and thus notice you coming to him = ...JAIL



    But if you've ordered it online, they'l know your IP address. and if you use public computers i.e a library, police can just check their cctv
    Nope. All you would need to do is use a VPN that doesnt have logs, that way they don't get your ip instead it masks it into thinking your (often) in another country e.g. Some vpns are in Chicago, New York, Texas etc etc. No offence but you knowledge on cc fraud is little. Seriosuly you can't just assume that CCTV is everywhere thats just arrogant lmao.

    Read this - http://home.scarlet.be/comicstrip/anarcook/ccfraud.htm

    Also - Although cc fraud is very common usually the items or services that are bought by the person get charged back sooner or later by the bank once they realise they're fraudelent sales and that its not that persons card.

    The best way to avoid being a victim is to only shop on secure websites when online check reviews of the site if your unsure. If you think you have lost of misplaced your cc then always report it to your bank asap. It's basic things like these that people don't do or forget to do which causes them to become victims of cc fraud.
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    Troll? If not, moron?
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    I think they are often used abroad. They have less CCTV, they also don't require a pin when buying stuff. Therefore you find a lot of stolen cards are used abroad. They swipe the card, then email the details, then a person in a different country makes a card, with those details, then buys a lot of stuff. It is very hard to catch the criminals as they are abroad.
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    They can use a bogus home to ship goods, they can purchse from online unless the card is not blocked.
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    (Original post by Circularmover)
    I don't understand because its pointless because:

    1.)They don't have your pin number
    2.)Even if they had your pin number, if they went to a cash machine and used your card, they would be spotted by cameras.
    3.)Even if they wore hoods and covered themselves when going to the cash machines, police could use cctv to follow them back to their house and thus, stake them out until they appear without cover
    4.)If they used the card details online. The shipping address would be recorded, so how would the stolen goods be transported to the criminal without it being realised
    5.)If they pickpocketed on the streets, cctv would spot them.

    Im not a criminal, ive just always been curious about this.

    Discuss
    :facepalm2:
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    Lol.

    I bet you have CCTV in your sisters bathroom because you like to watch her poo.
 
 
 
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