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I need a new PC for university, but will have to pay by finance. (Rep available) Watch

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    My laptop is on its last legs and I really do need a new PC at this point.

    I built a PC on the Dell website but was rejected for their personal loan option; I don't see why they think I can't cope with £20/month.

    Can you suggest any other websites (preferably ones that let you customise your system), that may be slightly more lenient on the credit check?

    Thanks.

    (P.S. please no lectures about buying items on credit. I'm perfectly aware of the risks and I wouldn't be considering the thought had I enough money to buy a PC outright)
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    Why don't you just get a student account with an interest free overdraft and pay for it that way?
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    Student overdraft? No interest!

    Credit card if you CAN, but that will cost more.
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    (Original post by Vicious Fishes)
    My laptop is on its last legs and I really do need a new PC at this point.

    I built a PC on the Dell website but was rejected for their personal loan option; I don't see why they think I can't cope with £20/month.

    Can you suggest any other websites (preferably ones that let you customise your system), that may be slightly more lenient on the credit check?

    Thanks.

    (P.S. please no lectures about buying items on credit. I'm perfectly aware of the risks and I wouldn't be considering the thought had I enough money to buy a PC outright)
    You're 18. You are either unemployed or in a menial part time job. The most you've probably got on credit is a mobile phone contract. Your credit rating will be terrible, not to mention the fact that credit is harder to come by these days. They tend not to give credit to students, either. L i b's suggestion is probably the best way to go about it.
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    Yeah just use a student overdraft, or get a student account and a student credit card, pay with the credit card and use the interest free overdraft once to pay it once it becomes validated.
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    To open a student bank account I need an unconditional university offer, correct?

    If so I'll have to wait until 20th August. It sounds like the best plan, though.
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    (Original post by Vicious Fishes)
    To open a student bank account I need an unconditional university offer, correct?

    If so I'll have to wait until 20th August. It sounds like the best plan, though.
    No you don't, you can open an account and credit card now, but you won't get your overdraft until the 20th. You can buy with the student credit card now provided the 20th is within the grace period and your credit limits and overdrafts can cover the computer.
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    what sort of spec do you need, i.e. what will you be using it for.
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    (Original post by The-Wi$e-One)
    what sort of spec do you need, i.e. what will you be using it for.
    My course requires the use of complex software, so I was thinking of a standard slightly less than that of a gaming PC.
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    (Original post by Vicious Fishes)
    My course requires the use of complex software, so I was thinking of a standard slightly less than that of a gaming PC.
    would you be up for building your own, as you can save some money and get exactly what you want.

    out of interest what course will you be doing.
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    The OP should post a separate thread in the Tech Forum if they want advice about the PC spec.
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    (Original post by The-Wi$e-One)
    would you be up for building your own, as you can save some money and get exactly what you want.

    out of interest what course will you be doing.
    I could build my own but I'm afraid that something would go horribly wrong.

    And I'm studying BSc Archaeology and I plan on using fossil evaluation software.
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    (Original post by Vicious Fishes)
    I could build my own but I'm afraid that something would go horribly wrong.

    And I'm studying BSc Archaeology and I plan on using fossil evaluation software.
    back on topic, as others have said credit card or overdraft, some shops do offer credit themselves, or mabye a parent/guardian could take out the credit agreement and then you pay them the money.
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    Tech forum.

    then we can help
 
 
 
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