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    I found a site that insures learners (just learners - the policy expires when you pass your test) for 1, 4 or 12 weeks at a time: http://www.collingwoodlearners.co.uk/ It's £96.50 for 4 weeks. I think it's great (I'm a learner), but both my mum and her father are doubtful. My interpretation is that (say I were to get insured on my mum's car) there would be two policies on the car: one for her with her existing company, and one for me with collingwood. So, if I had an accident, we would claim on the collingwood policy, but at any other time, we would claim on my mum's policy. My mum thinks it's illegal and doesn't think her existing company would be too happy about it.

    So: has anyone here used Collingwood Learners? Did you have to claim? What were they like? Is it trustworthy?
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    Yeah I've used Collingwood Learners, they're great!

    I was insured by them for 4 weeks, didn't have to claim or anything. And yes, they are trustworthy!
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    It isn't illegal.
    If it was your own car, then you would only need the learner insurance.
    But since its your parents, then yes, you need both.

    If you crash it, then you would claim off Collingwood, and not off your parent's insurance.

    (There's a dude in my rugby club who's high up at Collingwood, and they sponsor us. We've asked him a lot of questions about this)
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    Thanks guys. Two more questions:

    Would my mum's existing insurers be unhappy about effectively "sharing" her car, and would she have to tell them if I crashed it?
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    (Original post by meatball893)
    Thanks guys. Two more questions:

    Would my mum's existing insurers be unhappy about effectively "sharing" her car, and would she have to tell them if I crashed it?
    They wouldn't care because when your behind the wheel they're not liable for anything. When your driving the car, collingwood are covering you...when your mum is driving it..her existing insurer is liable.
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    it's only illegal if you try and claim on both policies
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    My mum just phoned her existing insurers and they say they wouldn't accept a second policy on the car Bit of a shame.
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    (Original post by meatball893)


    My mum just phoned her existing insurers and they say they wouldn't accept a second policy on the car Bit of a shame.
    I don't quite understand why.
    The Collingwood insurance would only cover you while your driving it. If a crash happens, your mum's insurers don't even need to know about it.
 
 
 
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