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    Well I paid £230 for travel insurance from STA. Is it worth getting cheaper travel insurance?
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    http://www.moneysupermarket.com/trav...?Source=MSSETS

    :awesome:
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    that sounds amazingly expensive

    sta do a good job of convincing young people that theyre the cheapest at everything
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    That's well expensive unless that's some kind of specialist/extra insurance.
    It always pays to shop around and never just sign up at the travel agents when booking your flight.
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    well i did it because then it is covered instantly (most importantly flight covered for cancellation)... I can however change my mind so are the cheaper (but less when known companies) OK?
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    Are you joking??? I've just come back from Lanzarote and I only paid £8 return for me and my bf!!! Where are you flying to?
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    I am flying around the world for 9 months....
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    I still think you should be able to get it for way cheaper than what you've been offered! Look at moneysupermarket.com, you can get annual multi-trip cover!
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    I always use Columbus travel insurance - they do backpacker/gap year insurance deals OP. But it's probably too late now..
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    why is it to late? I have a week to tell STA to piss of
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    I always use Post Office, they do multitrip insurance, that might cover it...
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    Have you tried Endsleigh?
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    That is ridiculously expensive!

    It's only cost me £90 for a extreme high altitude climbing trip in the Andies including evacuation logistics with helicopter support.
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    As above, your paying a ridiculous price. This is one time I'd advise not going with STA Travel!
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    (Original post by Ewan)
    As above, your paying a ridiculous price. This is one time I'd advise not going with STA Travel!
    I'm gonna need travel insurance very soon too. I was hoping STA would be the way to go.

    I need a place I can trust. Ewan, who did you go with?
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    Essentialtravel.co.uk although its pointless asking me as I've never had to claim. It's best to read reviews online from people who have actually had to claim from their insurance provider and see how smooth the process was. I went with the above company cause after reading the T&Cs of about 15 different providers they seemed to offer the best deal for the money I was willing to spend (indeed some companies provided a very very bad deal - make sure you read carefully what your getting).
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    The first time I claimed from STA travel insurance was back in 2005 where I caught typhoid in Nepal. I spent 3 weeks in a private hospital and another 2 weeks recovering. They sorted absolutely everything out and I didn't pay a penny.

    The second time I used STA travel insurance was in 2008. They had raised their prices significantly but I obviously trusted them after my experience in Nepal...

    When I got home I tried claiming for medical expenses. They took about a week to respond to my quieries and eventually after a month I found the form I needed and sent it away. Then a week after they sent me an email saying they needed every single flight ticket on my trip as proof of my itinenary; I tried to explain that I had been travelling for 14 months and in that time I had taken dozens of flights, many with airasia, who like most airlines, don't issue tickets anymore as everything is done online.

    They did there best to try and wriggle out of paying out anything and I was generally treated like ****. Their customer service is appalling at best and in the end I just gave up even though I had confirmation e-tickets from airasia saved in my inbox, that wasn't enough for them. There is no way i'm going to send every single e-ticket to them anyway, and to top it all, they have a £50 excess on medical bills anyway...So I worked out that actually I would only get a 10 quid off them after the excess had been deducted!

    Stay away from STA, they used to be a decent company, but now they offer overpriced flights to naive students and first time backpackers and there insurance is a joke. I wasted hundreds of pounds renewing a policy over the 14 months that turned out to be totally useless. Their excess' are very high in relation to what they charge.

    World Nomads are the best by a long long way from my experiences. I got a full refund for a water damaged ipod. The customer service was phenomenal, quick, friendly and efficient. It was all done online and I didn't even have a receipt for the ipod! I just sent it to them and they sent me a cheque a few days later
    The only disadvantage is the price, which has gone up a bit this year, but then they don't have excess' and i've learnt the hard way that you actually lose money in the long term if you don't get a good quality travel insurance.

    World nomads are actually offering a 10% discount at the moment. You just need to email and ask for the discount code (or PM me).
 
 
 
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