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Anyone fed up of getting ripped off by student loans because you're middle class? Watch

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    It sucks...I get nothing except for the bare minimum just cos my parents earn a lot....
    No fair!!
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    (Original post by Nick_000)
    I would also like to apologise if I came across as rude before. That was not my intention :hugs:
    Same. Hormones plus bad weather plus mind numbing boredom. As I said before I have a lot of friends in the same position as you at university, but I can't help but feel resentment when I go to their home and their fridge is full of food or they have a nice big shower or whatever. But I suppose the want to have a life like that pushed me to work as hard I as I do.

    /rant lol

    I still like the noodles idea
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    Yes the government has a finite amount to spend. Until it comes to spending it on themselves!! lOL!!!!!!!!!
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    Working class ftw. My parents have bought me a new laptop for uni, I've got a trust fund, and I'll be getting a nice grant and loan. :awesome:
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    (Original post by lnjames)
    Working class ftw. My parents have bought me a new laptop for uni, I've got a trust fund, and I'll be getting a nice grant and loan. :awesome:
    Haha my man! That is what its about!

    Have fun at uni bro! Don't blow that trust fund though! I know its boring but save for a rainy day.
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    My account gets topped up to £200 every week by my mom... one of my friends parents bought her a house to live in next year when her accommodation messed up.

    A lot of Middle Class kids do get support from their parents.

    The system should be equal for everyone though because a lot of Middle Class kids similarly don't receive any support and have to work two jobs while their lower class peers go drinking more on grant money :P

    Fortunately I was in neither position

    Your best bet is to go for Oxbridge: their grant systems are brilliant if you go for the right colleges and you get money off textbooks etc regardless of whether you are poor or your dad is a billionaire.
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    (Original post by sorafdfs)
    Yes the government has a finite amount to spend. Until it comes to spending it on themselves!! lOL!!!!!!!!!
    Or wasting it in the billions on ID cards and silly national databases and other projects where they go over budget, including the olympics.
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    (Original post by elsa_89)
    And people are happy having their taxes spent on subsidising optional higher education for other people's kids? I think grants should be scrapped to fund a scheme where students can borrow more money but receive no grant. That way the same degree will cost the same to a student from any background. That's fairness.
    That's only assuming scenario's of those like you and Nick. I'm not sure you represent every middle class family. If a student with a similar financial background to you does indeed get a lot of assistance from their guardians (as the government seems to expect), that student's degree will cost less.
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    (Original post by invictus_veritas)
    My account gets topped up to £200 every week by my mom... one of my friends parents bought her a house to live in next year when her accommodation messed up.

    A lot of Middle Class kids do get support from their parents.

    The system should be equal for everyone though because a lot of Middle Class kids similarly don't receive any support and have to work two jobs while their lower class peers go drinking more on grant money :P

    Fortunately I was in neither position

    Your best bet is to go for Oxbridge: their grant systems are brilliant if you go for the right colleges and you get money off textbooks etc regardless of whether you are poor or your dad is a billionaire.
    This seems to be the govenrment and everyone elses views of the middle class - WE ARE NOT ALL LIKE THIS.
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    (Original post by sophyy)
    well why dont your parents pay part of your uni fee?
    just because someone's parents earn over £30k does not mean they have the spare money to put into uni education.
    Surely your parents and my parents have the same 'obligation' as you are putting it down to to pay each of us through uni?
    Well, my parents earn meagre wages and thus can hardly afford the expenses they have. If they were in a better financial position and weren't willing to fund me, I'd consider them to be selfish. Of course, I would then be slightly disadvantaged, but I think that it's better that government focuses its finite resources (funded by us anyway) on those who can't afford to send their children to university rather than those who choose not to. In a perfect world, no one would be in the latter camp.

    I don't consider it an obligation, I just consider it to be a natural thing to want to help one's child(ren).

    Also, if someone earns over £30k and doesn't have spare cash, they should seriously reappraise their purchasing.
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    (Original post by Nick_000)
    It is a ridiculous presumption that are parents will support us.
    I completely agree with this. My friend comes from a ridiculously well off (well, I think so anyway) and her parents have already said they're not going to support her. So she's going to struggle massively at university. My parents are well-off, I wouldn't deny that, their income is around £50K. However the amount which your family earns to get some sort of grant has been reduced to £50K this year, it was £60K last year, and we're just above £50K. £100 or whatever wouldn't go amiss on rent, especially as I want to go to London.

    I have nothing against people on a low income getting grants to help out with costs- I've lived in a family where the income was around £7,000p.a. at one point and it would be grossly unfair if parents had to pay out a lot of money to a child that didn't even live at home. Not all families that have a low income are poor though- a girl I know has parents that don't earn a lot but because her gran is rich, their family could be said to be more well off than mine. She boasts of how she's saved her EMA that she doesn't need to spend as she's got plenty of money and how she won't need to take out a loan...it's cases like this that annoy me.

    I'll hopefully have a job whilst at uni and am saving now, but I'm still going to struggle and I don't want to be overly dependent upon my parents. I'm going to come out a lot poorer after university just because what my parents earn now...are my parents going to pay off my student debt? No.
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    (Original post by whitepearlbaby)
    One cannot take your argument seriously if you make silly comments like that. Please refrain from doing so.
    It's not silly at all. I've never met or heard of a hard working poor person. I know of a ton of poor people who simply do not want to work. I don't work that much because at the moment I'm content with what I have and I don't really need to but some of my friends that are my age work really hard and drive BMWs. A lot of people piss and moan at them because they are from rich families (that also worked really hard to get there) but then these people don't want jobs.
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    The system is unfair, but I don't know how anyone could make it completely fair. Take for instance two of my ''middle-class'' friends - one of them got nothing from their parents and had to work throughout their degree to fund themselves because they didn't receive a large enough loan. The other had their parents pay for everything...fees, accommodation, food, car, socialising etc. whilst claiming for loans which they simply put into long term savings to make money.

    I think the best we could do is give everyone the same non-means tested loan (set higher than the current), scrap bursaries and promote more scholarships based on talent.
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    (Original post by Smack)
    It's not silly at all. I've never met or heard of a hard working poor person. I know of a ton of poor people who simply do not want to work. I don't work that much because at the moment I'm content with what I have and I don't really need to but some of my friends that are my age work really hard and drive BMWs. A lot of people piss and moan at them because they are from rich families (that also worked really hard to get there) but then these people don't want jobs.
    You might find that you haven't met enough poor people.
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    so youre assuming anyone who's parents earn over £30k but arent funding their kids through uni are selfish?
    arent you the great philsopher.
    and for your info my parents earn over that but I come from a 6 kid family, living where I live is very expensive... not only housing wise but day to day things. And my parents are having to support my grandparents. Does that mean my parents are being selfish by not being able to give me the money?
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    (Original post by Nick_000)
    Its exactly the same with EMA. I went to a local school (no transport costs for anyone) that supplied us with all our equipment. Yet, some people we're getting £30 a week whilst I had to work 16 hours part time.
    I totally agree with you. I have friends in sixth form that only went to postpone having to find a job for another two years, they've done **** and can't get into any decent uni courses, yet they have been getting £30 quid a week for virtually nothing.

    I had to work evenings in ****** warehouse to scrape cash together to go out at weekends and run my car and they're filling their tanks and getting hammered courtesy of the tax payer.

    It doesn't help that my Dad's getting stung with massive tax bills, increasing overheads and therefore struggling to keep his business afloat.

    Haha, I'm bitter.
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    3k a year for uni education isnt really a rip off
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    (Original post by jismith1989)
    No. How does that follow?

    If they are in a poor financial situation, they should get funding (regardless of family set-up). If they are not, it is not as important to fund these people as those who are in a poor financial situation.
    Okay, this has been mentioned countless times before, I'll mention it again.

    The issue that we have is that a student's support is determined by their parents' income.

    Therefore, the system assumes that a parent is willing to pay (if indeed they can). This is a harsh assumption and the government should not universally assume this. Plenty of people on this forum have said that their parents earn above £40,000+ and receive negligible support from them. Myself included.

    £40,000 is not a lot of money at all for a family income. Stop assuming a suburban middle class, tight-knit family where the parents help their children every step of the way.

    And for those who don't get the support, they are left behind and disadvantaged.

    I know anecdotal evidence for this thread is meaningless, but everyone has some. I can't afford a car or driving lessons, and it used to kill me to see EMA recipients pull away in their car from college. I don't think I'd be able to afford a car until I'm at least 24 at this rate. The whole education funding system is an absolute injustice.
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    (Original post by fatal)
    Poor you having to work 16 hours part time. Try being from a low-earning family, I'm sure you take your house and it's contents for granted eh? What about not being able to afford a new cupboard for clothes? Or even the basic clothes in the first place? Things you take for granted like a decent tv, a nice kitchen, nice carpets and decorations, we don't have. I've worked since I was 15 and I not be put down for needed a higher loan. How on earth could I go to uni without it? Unlike you I don't have Daddy who could have paid your way? You forget that I'll have to work to pay off my £30,000 + debt where as you wont have to.

    In this country you should either be poor or rich? What a ******* selfish statement is that?! Have you seen how good people struggle every day? When I was born my mother had to live on £40 a week!!!

    You make me sick.
    This is ********. I know of no middle-middle class families (which is who this system really screws up) who pay their childs university debts off for them. Im going to end up with more debt than someone whos family earns less.

    At the end of the day just because thats what your parents income is you shouldnt be penalized for it like many people are at the moment. Everyone should get the same loan and same support from the government (to make it affordable for all) then have to pay it back themselves when their working.

    As for 40 quid a week, that was X number of years ago. Right now you get more than that for not having a job...
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    (Original post by la fille danse)
    That is exactly what you're proposing an increase to. Where do you think your loan money comes from?
    No, what I'm saying is scrapping grants to fund the availablity of large loans will not mean more tax money is spent on education, in fact it will most probably mean less. Therefore, overall, less of the taxpayers' money will be spent on education.

    However if we were to maintain the grant scheme and increase loans (to cover the flaws of the system which leave middle class students who don't get support with much less money than their working class peers), it would increase tax money spent on student loans and grants.

    Also, we mustn't forget, loans are paid back. I don't know about you, but if I were a taxpayer, if any money was going to be put towards something that, as I 've mentioned, is optional, I would rather it were in the form of a loan which is paid back than in the form of grants that we'll never see again.
 
 
 
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