i had a bump a few months after passing my test. i don't believe it was TOTALLY my fault. i was waiting behind a ka at a round a bout, and she started to move off, so i looked to the right to see when i could go and moved forward, and the stupid ***** had changed her mind and i went into the back of her. stupid cow. i was only going about 3 mph, and her car cost £700 to fix! rediculous.
i also went into the back of someone about 6 months after passing my test. they had stopped at a zebra crossing to let someone cross, and i didn't notice and went into the back of them. fortunately, they were foreign and probably uninsured so they drove off. unfortunately, i was going about 30mph, so my car cost about a grand to fix.
and then end of may, (i've been driving now over 3 years) some prick decided to drive into the back of me, just as we came off a round a bout, as i'd stopped behind the car infront who had stopped because someone was turning right. he shunted me into the merc infront, effectively sandwiching my car between the merc and his vectra. BUT THE ******* WAS NOT INSURED and will not talk to the insurance companies.. so i will lose 2 of my 3 years ncb, my preium will double, and my lovely car is in a scrappers yard somewhere being sold for parts
it's like he is being rewarded for not having insurance, because he isn't having to pay anything because he's just ignoring everyone.