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    When it says loans are written off "Loans written off 25 years after they became eligible to be repaid", does that mean they're written off 25 years after the April after you graduate (so when you theoretically should start paying them back) or 25 years after you start actually making repayments?

    I'm probably not going to get a job straight away after uni, or at least not one that would pay anywhere near 15K. So when would my debts be cancelled?
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    1st one.

    If you continue study (masters/phd) then its the april after that.
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    Loans taken after Sept 2006 are wiped clean in the following circumstances:

    * If they're not repaid 25 years from the first April of graduation/when you were first due to repay

    * If you become permanently unfit to work

    * If you die
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    (Original post by robinson999)
    Loans taken after Sept 2006 are wiped clean in the following circumstances:

    * If they're not repaid 25 years from the first April of graduation/when you were first due to repay

    * If you become permanently unfit to work

    * If you die
    Explain bullet point 1.
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    (Original post by robinson999)
    Loans taken after Sept 2006 are wiped clean in the following circumstances:

    * If they're not repaid 25 years from the first April of graduation/when you were first due to repay

    * If you become permanently unfit to work

    * If you die
    Sweet! I was worried that my plan to spend my entire loan on a massive deadly heroin overdose would bankrupt my family, but now I see I have nothing to fear.

    Off to the dealers then, toodle pip :wavey:
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    (Original post by robinson999)
    Loans taken after Sept 2006 are wiped clean in the following circumstances:

    * If they're not repaid 25 years from the first April of graduation/when you were first due to repay
    Thanks, but that's not hugely helpful when the "when you were first due to repay" bit was the thing I didn't understand!

    (Original post by Quady)
    1st one.

    If you continue study (masters/phd) then its the april after that.
    Thank you
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    (Original post by Quady)
    Explain bullet point 1.
    what? If they're not repaid 25 years from the first April of graduation/when you were first due to repay

    you start paying after the April of graduation, as long as your earning £15k

    or when you are first due, i dunno, say you drop out of uni, still need to repay back your loan, or if you go on for more studying
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    (Original post by robinson999)
    what? If they're not repaid 25 years from the first April of graduation/when you were first due to repay
    Just repeated yourself haven't you?

    As the OP replied to you, its not a very helpful answer its just a copy and paste from the site/booklet.

    If someone does a PhD with a stipend of 16k do they start repayments for instance?
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    (Original post by Audrey Hepburn)
    Sweet! I was worried that my plan to spend my entire loan on a massive deadly heroin overdose would bankrupt my family, but now I see I have nothing to fear.

    Off to the dealers then, toodle pip :wavey:
 
 
 
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