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    Due to having a few problems which left my credit history quite dented, i am unable to obtain a student account and can only have a basic account with a debit card.

    I don't know if anyone has or had the same problem, but what would people suggest?

    The option of an overdraft would help me live, but at this stage i am very tempted to sell stuff just to get money as i was refused a student account.
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    (Original post by olliejames)
    Due to having a few problems which left my credit history quite dented, i am unable to obtain a student account and can only have a basic account with a debit card.

    I don't know if anyone has or had the same problem, but what would people suggest?

    The option of an overdraft would help me live, but at this stage i am very tempted to sell stuff just to get money as i was refused a student account.
    Have you tried other banks? There's not just one specific 'credit rating' for any given person - all banks and credit firms will use their own set of rating criteria.
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    (Original post by Illusionary)
    Have you tried other banks? There's not just one specific 'credit rating' for any given person - all banks and credit firms will use their own set of rating criteria.
    I have tried natwest but just assumed no one else would take me. So will give other places a try!
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    (Original post by olliejames)
    Due to having a few problems which left my credit history quite dented, i am unable to obtain a student account and can only have a basic account with a debit card.

    I don't know if anyone has or had the same problem, but what would people suggest?

    The option of an overdraft would help me live, but at this stage i am very tempted to sell stuff just to get money as i was refused a student account.
    I didn't have one for the same reason, but then i can (almost) live off of the student loans anyway. I only tried one bank though (Natwest)...
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    Barclays took me, and I have the worst credit rating of ANYONE I know
 
 
 
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