Hey there! Sign in to join this conversationNew here? Join for free
    • Thread Starter
    Offline

    0
    ReputationRep:
    I have been wondering since i am 18 can i take out a contract phone. I was going to buy the iphone 3gs but now i'm thinking i dont want to pay that much in bulk for pay as you go when i could get a contract with monthly minute and the phone for free. I heard you may have to pay £100 deposit or something but besides that can i get one?

    Thanks in advance
    Offline

    0
    ReputationRep:
    yeah you can. but i advise u not to get a contract phone unless ur 100% sure u can pay it off
    Offline

    2
    You should be able to... if you pass the credit check
    • Thread Starter
    Offline

    0
    ReputationRep:
    (Original post by JCM89)
    You should be able to... if you pass the credit check
    ok. I dont have anything bad. But then again i dont have a record of anything i have paid for. I heard if your credit wasn't perfect you pay £100 deposit or something
    Offline

    0
    ReputationRep:
    I went ahead and got T-mobiles sim only solo fixed 15. unlimited texts, 350 mins. 30 day rolling contract. there isn't a better deal out there, i promise you. as long as you have an unlocked phone already. but if you want a snazzy phone, go ahead and get the 3gs, if you can justify paying soo much for it lol.
    Offline

    0
    ReputationRep:
    Yes.
    Offline

    15
    ReputationRep:
    You can take them out when you're younger I thought?
    Offline

    1
    ReputationRep:
    You have to be 18 to take out a contract, and you must pass the credit check. Some companies might outright decline you, and others might ask for a deposit. This is due to you not having any credit history in this country. You can improve your credit rating by having a credit card with a very low limit and making small purchases on it and immediately paying off the full balance. However O2 are relatively easy to pass provided you're willing to put up a deposit, and your credit rating will improve over the tenure of the contract provided you never miss a payment! So only take out the contract if you can afford the monthly payment or it'll make things difficult in the future!
    Offline

    1
    ReputationRep:
    Yes, but remember, once you're in a contract, theres no getting out of it (unless you pay the remaining balance). I had no credit history, but O2 didn't even ask for a deposit.
    Offline

    1
    ReputationRep:
    (Original post by Bucky!)
    Yes, but remember, once you're in a contract, theres no getting out of it (unless you pay the remaining balance). I had no credit history, but O2 didn't even ask for a deposit.
    This is true. Credit agencies work in funny ways, a decision can also involve taking your household credit history into account. If your household has a tradition of strong credit then you're more likely to get a pass than if the property has had a history of defaults and other credit problems (even if they were caused by the previous owners!)
 
 
 
  • See more of what you like on The Student Room

    You can personalise what you see on TSR. Tell us a little about yourself to get started.

  • Poll
    Would you rather give up salt or pepper?
    Useful resources

    Quick link:

    Unanswered mobile phones threads

    Groups associated with this forum:

    View associated groups
  • See more of what you like on The Student Room

    You can personalise what you see on TSR. Tell us a little about yourself to get started.

  • The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

    Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

    Write a reply...
    Reply
    Hide
    Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.