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    I have been making money online to the tune of 3-4 grand and can honestly say it's made the world of difference in terms of financing evertything as a student in London! I would like to share so pm me if u are interested! Not sure if I can post here so pm me
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    provident are good and you pay back £5 a week
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    You do realize that money you get from the government is suppose to last you all year, not just the 7 months your at university? I hope you remember this and plan things better next year. Instead of having more money than you need, save a little and pay back your debts. Your overdraft should be a last resort, and used at times such as now...
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    (Original post by Dionysus)
    I have just signed up for sperm donation. Apparently they'll give me £20 for 8 donations. I suppose it's better than nothing! Signed up to be contacted about medical trials as well. Human guinea pig stylee.
    You're aware in 18 years time your sperm donations may come looking for you?
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    (Original post by xXMessedUpXx)
    You're aware in 18 years time your sperm donations may come looking for you?
    I know it could happen in theory, but I don't actually mind. Would rather it's me populating the gene pool than the majority of other people!
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    (Original post by Ewan)
    You do realize that money you get from the government is suppose to last you all year, not just the 7 months your at university? I hope you remember this and plan things better next year. Instead of having more money than you need, save a little and pay back your debts. Your overdraft should be a last resort, and used at times such as now...
    Well, yeah, you could live on less, but then you'd be one of those sad *******s that sits in their flat all week and has no friends. It's not like I'm going to starve or don't have enough money to survive, I'd just rather find ways of borrowing a little now in order to have a good time over the summer and then paying it back in a couple of months. If I couldn't afford to live like that, I wouldn't.
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    (Original post by rachael-69)
    provident are good and you pay back £5 a week
    They have a much longer repayment period but that also means it costs a LOT more in the long-run. Also, I'm not sure I like the idea of 'doorstep repayments'. As soon as you can't pay, I suspect the 'collection' would be by a bunch of thugs with baseball bats. At least with online payday loans, you have a few weeks to sort things out before they start sending the bailiffs after you. Thanks for the tip though.
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    (Original post by Dionysus)
    Well, yeah, you could live on less, but then you'd be one of those sad *******s that sits in their flat all week and has no friends. It's not like I'm going to starve or don't have enough money to survive, I'd just rather find ways of borrowing a little now in order to have a good time over the summer and then paying it back in a couple of months. If I couldn't afford to live like that, I wouldn't.
    Doing fun things doesn't have to cost much money.

    Vicious cycle, and not a good habit. Theres no good reason for it either. If you borrow money now, you still have to pay it back later. Why not just money manage better, if you had spent less, and used the money you had saved now you wouldn't have to borrow. The only outcome to what your doing is spending more money on interest!

    You sound like you can't plan ahead at all. Hey why don't you go max out a few credit cards while your at it? (oh weight you already did :rolleyes:)
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    (Original post by Ewan)
    Doing fun things doesn't have to cost much money.

    Vicious cycle, and not a good habit. Theres no good reason for it either. If you borrow money now, you still have to pay it back later. Why not just money manage better, if you had spent less, and used the money you had saved now you wouldn't have to borrow. The only outcome to what your doing is spending more money on interest!

    You sound like you can't plan ahead at all. Hey why don't you go max out a few credit cards while your at it? (oh weight you already did :rolleyes:)
    Other than a couple of sort term loans to tide me over until the next month, I've never paid interest on anything, because I'm not stupid enough to accept credit that isn't interest free. And I have one credit card with a £100 credit limit on it... You don't seem to get it. I have plenty of money, just not at this particular moment in time. I can afford to borrow quite easily. The repayments are not a problem. I have more than enough coming in a couple of months to clear my overdraft with a fair bit to spare. I'm not asking where to borrow money because I can't pay the bills, I'm asking because I would like to have more money to spend in the short term, with every intention of repaying it in the relatively near future. If I wanted to sit at home and do nothing, I wouldn't have to borrow at all, but I can afford to borrow in order that I don't have to do that.
 
 
 
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