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Advice needed on how i'm going to live on this amount? watch

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    (Original post by Hana_87)
    Thanks for that advice

    Woah £76 a month? How did you manage? Did you have rent to pay or anything?
    I struggled. I've now maxed out my overdraft, admittedly I had to increase it by £100 every time I ran out of money until they refused to let me increase it anymore, but I was just really careful. Did a lot of meal sharing with friends, stopped buying the odd bit of food here and there, because it's so easy when you're out to buy lunch/coffee or whatever - I was just strict. Didn't take money out with me during the day, and if I went out at night I took a set amount of cash and left all my bank cards at home. Stopped buying pointless magazines and all that kinda stuff. And did a lot of pre-drinking before going out instead of spending stupid amounts when I was out! And I learnt to love iPlayer and 4OD because I spent a lot of time in bed watching rubbish programmes lol!
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    (Original post by Hana_87)
    Thanks for that advice

    Woah £76 a month? How did you manage? Did you have rent to pay or anything?
    oh and thanks for the rep
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    (Original post by Hana_87)
    What's working 9-5 got to do with it? (not sounding defensive, by the way)... I neeeed my car though, i use it to get home to see my parents

    Where did you work 7.70 out from?
    39 weeks in the school year. (edit: I think it might be 36, so that's even more per hour)

    12000 / 39 weeks = £308 a week
    308 / 5 days = £62 a day
    62 / 8 hours = £7.75 an hour

    surely there is public transport to get to your hometown- a car is very expensive to run and insure.
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    Shop in Iceland. Cook cheap stir fries and buy meat in frozen bulk. Chicken, bacon, salmon and steaks comprise the biggest chunks on supermarket receipts. Don't go out drinking much.
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    (Original post by Sarky)
    No you don't need your car you've just gotten used to having it. Kingston isn't that far from Kent...

    It seems like you want certain things but aren't willing to compromise in the short term to get them in the long term? You'd seriously turn down a teaching assistant job which will be invaluable to your career because you'll have to budget for a year?

    It might not be easy but its not forever. And you are fortunate to get any job right now.

    Ok this is true, i have definitely gotten used to having it but i need a car for my other job ideally aswell. But anyway i guess thats another matter.

    No i'm not going to turn it down, the thread was more about budgeting tips really.
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    (Original post by Hana_87)
    Ok this is true, i have definitely gotten used to having it but i need a car for my other job ideally aswell. But anyway i guess thats another matter.

    No i'm not going to turn it down, the thread was more about budgeting tips really.
    You will still have the holidays to work, if you join a temp agency then you could make money in those periods.
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    (Original post by Sarky)
    You will still have the holidays to work, if you join a temp agency then you could make money in those periods.

    Yeah, not many holidays coming up though, only Christmas and spring half term now.
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    I think £250 to spend on food is more than enough. Might have to cut out getting pissed but that's to be expected. £60 a week really is plenty.
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    (Original post by JayB124)
    I think £250 to spend on food is more than enough. Might have to cut out getting pissed but that's to be expected. £60 a week really is plenty.
    I guess when you put it like that...

    I'm just so frustrated at the amount of rent i'll be paying, but it's literally the only way i can do it and get a job as a paid teaching assistant.
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    (Original post by Hana_87)
    Yeah, not many holidays coming up though, only Christmas and spring half term now.
    As a teaching assistant?

    You'll get a half term before xmas. Then xmas. Then a half term before easter. Then easter. Then another half term, then summer holidays. Might have added an extra half term in but still, plenty of time to do other work if you are savvy enough.
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    Sell your body, obviously. :P
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    (Original post by Azu)
    Sell your body, obviously. :P

    First post?

    And yes, it's tempting but i'd feel guilty.
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    £250 disposable income and you're complaining?
    i don't understand, what did you live on at university? I got by on about half of that, and i can safely say that i wasn't living like a student either
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    (Original post by munn)
    £250 disposable income and you're complaining?
    i don't understand, what did you live on at university? I got by on about half of that, and i can safely say that i wasn't living like a student either

    Well as a student i did the most stupid thing ever and got the biggest student loan you'll ever see, so i'll be paying it back until i'm 80.
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    and another post, why do you need a travel card if you're running a car?
    Sure running a car is more expensive than public transport, but that's because of the initial price, road tax and insurance.
    if you're paying all of that already, then petrol is nothing.
    I'm pretty certain that you wouldn't spend £60 a month on petrol unless you're driving a real gas guzzler, that's about 600 miles with a decent car, considering you're probably already spending money on petrol, unless you live MILES away, you don't really need the travel card surely?
    Right, and you could take a part time job alongside it, maybe not working weekends, but work evening/night.

    sure you'll be working 9-12 maybe two days a week, which will be tiring the next day but that extra 50 hours a month essentially doubles your disposable income, plus you'd still have the weekend to rest and socialise.
    It's only for 39 weeks anyway, that's just 78 part time shifts!
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    (Original post by munn)
    and another post, why do you need a travel card if you're running a car?
    Sure running a car is more expensive than public transport, but that's because of the initial price, road tax and insurance.
    if you're paying all of that already, then petrol is nothing.
    I'm pretty certain that you wouldn't spend £60 a month on petrol unless you're driving a real gas guzzler, that's about 600 miles with a decent car, considering you're probably already spending money on petrol, unless you live MILES away, you don't really need the travel card surely?
    Right, and you could take a part time job alongside it, maybe not working weekends, but work evening/night.

    sure you'll be working 9-12 maybe two days a week, which will be tiring the next day but that extra 50 hours a month essentially doubles your disposable income, plus you'd still have the weekend to rest and socialise.
    It's only for 39 weeks anyway, that's just 78 part time shifts!

    I need the travelcard as i have to get to work, i cant drive there, there's no parking.

    I use my car to go home to Kent to see family and also to get to my job i'm at at the moment because it's set so far back from anything the walk into work would take an hour or more (it's a golf course, and it's set really far back)...
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    there's no parking nearby either?

    that leaves only two options then

    socialise less (because £250 is PLENTY for food)
    work part time 10-12 hours a week as well

    i'd do the work, that way if you're not socialising you're saving extra money
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    (Original post by munn)
    there's no parking nearby either?

    that leaves only two options then

    socialise less (because £250 is PLENTY for food)
    work part time 10-12 hours a week as well

    i'd do the work, that way if you're not socialising you're saving extra money

    Yeah. I'm going to have no social life for a year - woohoo
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    (Original post by Hana_87)
    Yeah. I'm going to have no social life for a year - woohoo
    reallly- £25 on food and £35 on nights out a week.
    I cant believe you were ever a student and claim you cant socialise on that money.
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    (Original post by michael89mtb)
    reallly- £25 on food and £35 on nights out a week.
    I cant believe you were ever a student and claim you cant socialise on that money.

    Noooo i didn't mean cos of the money, i meant because i'll be working 7 days a week!
 
 
 
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