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'Students rely on parents for cash' watch

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    (Original post by *CottonCandy*)
    I was going to edinburgh, they dont have their own halls at the college i could study my course at so £120 was the cheapest room i could get in another halls, my friends that are in college, not uni, are paying this too and struggling as theres not another alternative unless u have people to share flats with, which i wud of done in my 3rd year.

    I know student loan isnt for a car, but when you live in the country, and the college times arent around bus times you gotta drive, im going to do my theory again soon then book my practical. I dont even know how im getting home and becos my bursery wont cover even the cheapest one bed flat i could get then i cant live down. Its rubbish.

    My parents dont charge me any rent whilst im still in college cos they kno i dont have much money, my mum doesnt get any money for me? she was told shes not entiteld to it now im in HNC.
    I understand that Edinburgh is an expensive place to live but it seems you are mistaken. Student accommodation rarely runs for the entire year; UNITE’s student accommodation in Edinburgh (£119 p/w) runs for 43 weeks which means the overall cost is £5160 (I rounded up), which leaves you over £1000 spare from student finance; not taking into account any overdraft you will take on, or part-time you could get.

    I live in the most rural county in England, and public transport (I do not drive) is both terrible and expensive. I had to get up at 6am to ensure I got to college on time, and would not return until 7pm most nights too. But I went there rather than my local sixth form because they ran the course I wanted to do. I am sorry if I am being unsympathetic but if you want to study in Edinburgh then you have to make sacrifices.

    If you lived in the city then you would pay more a lot more rent but public transport is very good and cheap (I visited a few months ago), and part-time work would be a lot easier to obtain than where you live at the moment, and you would not need to spend money on learning/maintaining a car either. If you want to live at home then learning to drive/your car will be the major expense but unless you are buying a new car then you should not have anything major to worry about.
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    (Original post by *CottonCandy*)
    Sounds like youve accounted everything in your calculations..hmm..what about clothing and travel? Does your uni pay for travel home at term time? And im sure throughout the year you might want some new clothes and shoes.

    I rarely buy new clothing. Lol. Unless shoes are falling apart or anything like that. I have free train travel thanks to Dad and First-years at Southampton get free buses.
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    (Original post by dangerboi2410)
    You're better off than me. If I don't have a 12 hour/week job (at around £5.75/hour) I wont even have spending money. =/ Even if I get the job, I'd only have about £20/week.

    Worked this out with Theoretical job + Maintenance loan (Min.) - Accom. - Food (£30/week) - TV licence.

    Obviously I've then got stationary and nights out and whatever to account for... *sigh*

    Does anyone else know if I should include anything else in my calculations?
    TV licence? If you're that short on money I wouldn't be wasting it on a TV licence...
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    (Original post by littleshambles)
    TV licence? If you're that short on money I wouldn't be wasting it on a TV licence...
    I was told that if you have a TV you'll need a TV licence cause even if you don't use it for TV it's difficult to prove otherwise and I don't fancy a fine. =[
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    (Original post by dangerboi2410)
    I rarely buy new clothing. Lol. Unless shoes are falling apart or anything like that. I have free train travel thanks to Dad and First-years at Southampton get free buses.
    Ah well youre alright then. free buses sounds really good, wish i got that
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    (Original post by Darkostar)
    True, but the assessment criteria seems to miss out a consideration of family size alongside parental income.

    I mean if you come from a large family where the majority of your siblings are under 18 and thus dependent on parents, It seems like maybe they should enable you to get more of a loan, because the same income that they claim means you DON'T need help, might actually be supporting your siblings meaning you don't get anything in the way of support.

    I will quote an old family saying " if you can't afford that many children you should have kept your legs closed"

    I'm an only child, my mum was one of three.

    When people moan about money and they have a huge family this is the reply my mum and nan have always given.

    Common sense, Children cost a lot, if you can't afford them don't have them.

    I do however think the ammount of money for a grant should go up.

    I mean a household income of 40k isn't huge anymore and i don't think anyone with a household income of less then 70k could afford to be loan free when going to uni.

    Grants should be given to lower middle classes as well as working class simply because in today's climate less than 70k a year is not a huge ammount.

    You have to take into account these people although earning 70k will probably have large mortgages and other finacial drains.

    But i don't think family size should play a role, because you already get more child tax creds with the more children you have so you've already been subsidised for over populating your household.
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    (Original post by cathesaurusrex)
    Student loan plus partial grant= £4120
    Accommodation=£3420
    £700 left over=approx £18 per week. Lol.

    I'm recieving no money from my parents and I don't expect to either. I'm not saying that parents shouldn't help but I think many do waaay more than they need to. University is about being independent in all aspects of the word. Saying that, I know if my parents had the money they'd be helping me too. I'm planning on keeping on my job at the weekends so I have money for the next week!

    SO what you seem to be saying is you think niversity should be independant and aprents give too much, however you're in a situation where your parents can't help.

    If you had been in a situation where your parents would give you and extra 150-200 pound a month you would have taken it.

    And don't say you wont because you can't get that help you've ingrained into your philosophy that even if they offered you wouldn't take it.

    It's just not true.
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    If you havent read this before on previous thread, me =

    £160 a month from working (live in parents home with no financial support from them or any grants or anything)

    £70 for travel,

    so thats £90 left. then food and drink at uni comes to about £80,

    so £10 left. And all ive spent is travel, food and drink while at uni.

    Hmmm, and what gets me is my mother will not part with money to support me at all (miss greedy) and I qualify for no benefits since everything is means tested and my mum partner earns over £45'000 a year. But give half of that to his old wife that has his kids etc so yeh. Kind of sucks.

    Looks like no drinking for me =)
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    (Original post by Billboy05)
    If you havent read this before on previous thread, me =

    £160 a month from working (live in parents home with no financial support from them or any grants or anything)

    £70 for travel,

    so thats £90 left. then food and drink at uni comes to about £80,

    so £10 left. And all ive spent is travel, food and drink while at uni.

    Hmmm, and what gets me is my mother will not part with money to support me at all (miss greedy) and I qualify for no benefits since everything is means tested and my mum partner earns over £45'000 a year. But give half of that to his old wife that has his kids etc so yeh. Kind of sucks.

    Looks like no drinking for me =)
    Oooooo Same boat. =]

    My situation is explained above. Lol. It really does suck. =/
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    (Original post by evantej)
    I understand that Edinburgh is an expensive place to live but it seems you are mistaken. Student accommodation rarely runs for the entire year; UNITE’s student accommodation in Edinburgh (£119 p/w) runs for 43 weeks which means the overall cost is £5160 (I rounded up), which leaves you over £1000 spare from student finance; not taking into account any overdraft you will take on, or part-time you could get.

    I live in the most rural county in England, and public transport (I do not drive) is both terrible and expensive. I had to get up at 6am to ensure I got to college on time, and would not return until 7pm most nights too. But I went there rather than my local sixth form because they ran the course I wanted to do. I am sorry if I am being unsympathetic but if you want to study in Edinburgh then you have to make sacrifices.

    If you lived in the city then you would pay more a lot more rent but public transport is very good and cheap (I visited a few months ago), and part-time work would be a lot easier to obtain than where you live at the moment, and you would not need to spend money on learning/maintaining a car either. If you want to live at home then learning to drive/your car will be the major expense but unless you are buying a new car then you should not have anything major to worry about.

    I understand city living is expensive, its as expensive as getting a flat where i live, which is why i still live with my parents as they dont charge me rent.

    I couldnt afford accom. My dad did the finances for my course (how much it cost him last year, what its guna cost him this year, plus food, nights out and rent) my loans and bursery and overdraft would maybe just cover my accom and mum and dad cant afford to pay for everything else. I need an uniform for college, plus constant buying of new materials which arent all that cheap. i couldnt cover the cost with what saas would give me. Alot of my friends have the same problem, and therer parents have ended up having to pay all there accom costs.

    Yeah well i dont need driving lessons anymore cos im ready for my practical gotta retake my theory though. Mum would help me pay for like insurance, but i would have to pay the rest of the cost of a car myself, but if i could do that i could work mornings when ive got my half days in colelge and drive down, i could get a job after college and then drive home aswell.

    Living up in the highlands is expensive, need to be drove like everywhere.
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    (Original post by Libtolu)
    SO what you seem to be saying is you think niversity should be independant and aprents give too much, however you're in a situation where your parents can't help.

    If you had been in a situation where your parents would give you and extra 150-200 pound a month you would have taken it.

    And don't say you wont because you can't get that help you've ingrained into your philosophy that even if they offered you wouldn't take it.

    It's just not true.
    Weli I said that I don't think that parents shouldn't help ie. they should help if they can. I do think that university is about independance though and alot of people get more help than they should. I'm not having a go about that though, don't get me wrong! I think if parents can help then they should, but they shouldn't pay for absolutely everything. Yes if my parents could afford it, I would occasionally except money when stuck but certainly not £200 per month every month!
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    (Original post by dangerboi2410)
    I was told that if you have a TV you'll need a TV licence cause even if you don't use it for TV it's difficult to prove otherwise and I don't fancy a fine. =[
    If you can't receive a signal (something to do with the aerial?) then you don't need a TV licence.

    I qualify for no benefits since everything is means tested and my mum partner earns over £45'000
    What your mum and her partner receive is irrelevant. However, it's only possible to get benefits at uni if you're a lone parent or disabled.
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    (Original post by cathesaurusrex)
    Weli I said that I don't think that parents shouldn't help ie. they should help if they can. I do think that university is about independance though and alot of people get more help than they should. I'm not having a go about that though, don't get me wrong! I think if parents can help then they should, but they shouldn't pay for absolutely everything. Yes if my parents could afford it, I would occasionally except money when stuck but certainly not £200 per month every month!
    A lot of offense ment but £200 pound is not a huge amount of money, i cost my mum more than that in food for myself a month.

    If £200 pound a month is a lot to you you must come from a destitute family.
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    (Original post by Libtolu)
    A lot of offense ment but £200 pound is not a huge amount of money, i cost my mum more than that in food for myself a month.

    If £200 pound a month is a lot to you you must come from a destitute family.
    :rofl:

    But £200 isn't exactly nothing is it?

    Plus if you are costing that amount have fun at uni with food (unless parent are paying everything)
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    (Original post by Libtolu)
    A lot of offense ment but £200 pound is not a huge amount of money, i cost my mum more than that in food for myself a month.

    If £200 pound a month is a lot to you you must come from a destitute family.

    I wasn't saying that £200 is a huge amount of money but in terms of taking it from your parents every month, that's a lttle bit excessive. That's well over £1000 from your parents in one sememster. Ridiculous. As for coming from a destitute family; you're wrong...I merely want to embrace the independance of university without sponging off 'mummy and daddy.'
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    (Original post by crazylemon)
    :rofl:

    But £200 isn't exactly nothing is it?

    Plus if you are costing that amount have fun at uni with food (unless parent are paying everything)
    Well with my loans,grant,bursary and savings i will have £120 a week to live off after accomodation neway, so whatever i get from my mum will ust be saved.
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    (Original post by cathesaurusrex)
    I wasn't saying that £200 is a huge amount of money but in terms of taking it from your parents every month, that's a lttle bit excessive. That's well over £1000 from your parents in one sememster. Ridiculous. As for coming from a destitute family; you're wrong...I merely want to embrace the independance of university without sponging off 'mummy and daddy.'
    I agree cathesaurusrex, Im going going to uni as both a student and a parent. I live at home with my two children, I do have a husband that earns 22,000 a year, and thats the only income we get, don't get tax credits due to him earning too much, i cannot work as well as go to uni as someone has to look after the children (hubby works 60hrs a week). On his wage we don't only have to run our own 3 bed house, look after kids, etc, but we also have to pay for a car for him for work, my travel to uni (a bus, and a ferry as i live on an island) and childcare for while im there.

    I will get my tuition fees paid and a student loan of £3125 (ish). And again thats it. Not a scrap of help from parents, and they can afford it. I am only 25, I am considered as a mature student at uni, but im not that much older than most other people there.

    That is real independance, and it feels good. When i have completed my degree i can say i have done it for myself, yes granted with a little financial help from the hubby, but he will bare the benefits too when im earning after uni. The money he will pay out for us when im at uni is the same as if i wasn't, any extra costs, (travel, stationary etc) will come out of the loan.

    Drinking and Socialising is not part of the budget as this is last on the list in the grand scheme of things, I can survive without it!! (obviously it would be nice to have that extra cash but i refuse to let my parents pay for it)

    It's just a matter of have pride and independance, what are these people going to do when they hit the real world, no mummy and daddy to help then!

    Oh and £200 a month IS a huge amount of money to alot of people!!!!!!!!!!!!!!!
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    I get no support from my parents, if they offered any money i would not accept it anyway, i also give my parents a small amount each month to contribute towards household costs.
    I do not believe that any student should get support from their parents, because if they rely on their parents to always bail them out, then they are obviously not mature enough to be at university

    Also the majority of the people on my course saw their parents as a walking cash point, and it is no wonder that these people will never be able to spend their money properly
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    (Original post by LynzIsleOfWight)
    I agree cathesaurusrex, Im going going to uni as both a student and a parent. I live at home with my two children, I do have a husband that earns 22,000 a year, and thats the only income we get, don't get tax credits due to him earning too much, i cannot work as well as go to uni as someone has to look after the children (hubby works 60hrs a week). On his wage we don't only have to run our own 3 bed house, look after kids, etc, but we also have to pay for a car for him for work, my travel to uni (a bus, and a ferry as i live on an island) and childcare for while im there.

    I will get my tuition fees paid and a student loan of £3125 (ish). And again thats it. Not a scrap of help from parents, and they can afford it. I am only 25, I am considered as a mature student at uni, but im not that much older than most other people there.

    That is real independance, and it feels good. When i have completed my degree i can say i have done it for myself, yes granted with a little financial help from the hubby, but he will bare the benefits too when im earning after uni. The money he will pay out for us when im at uni is the same as if i wasn't, any extra costs, (travel, stationary etc) will come out of the loan.

    Drinking and Socialising is not part of the budget as this is last on the list in the grand scheme of things, I can survive without it!! (obviously it would be nice to have that extra cash but i refuse to let my parents pay for it)

    It's just a matter of have pride and independance, what are these people going to do when they hit the real world, no mummy and daddy to help then!

    Oh and £200 a month IS a huge amount of money to alot of people!!!!!!!!!!!!!!!


    Thank you for agreeing (:

    I think it's disgraceful that 'mature students' don't get any extra financial help especially in the case of someone like you as 25 isn't too big a difference than most of us starting. I hope everything goes well for you. As for the feeling knowing you've done it all yourself, I can't wait for that!
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    (Original post by Baz1990)
    I do not believe that any student should get support from their parents, because if they rely on their parents to always bail them out, then they are obviously not mature enough to be at university

    Also the majority of the people on my course saw their parents as a walking cash point, and it is no wonder that these people will never be able to spend their money properly

    :yep: well said.
 
 
 
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