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    15
    Age: 18
    Years driving: 1
    NCB: 0
    Car insured on: Own Policy Toyota Yaris 1.0
    £1400 Fully comp
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    (Original post by LissRules!!)
    My boyfriends insurance is over 2k on a 1999 car and hes been driving for a year now (maybe area has something to do with it?) In fact the cheapest insurance of any of my friends is £1500 and hes got a tracker and stuff on his car and agreements to not drive after a certain time to get it that cheap. Cant really understand why our insurnace is so high in comparson? Any ideas?? The insurance quote was as a named driver and not on my parents policy if that makes a difference?
    Where do you live?? What engine size is the car?
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    (Original post by ChrisLincoln)
    Where do you live?? What engine size is the car?
    1.2L. Birmingham admittedly not a very nice part of Birmingham lol.
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    (Original post by AdeelAhmad)
    £1400 (comprehensive) - Japanese import insurance (car is not UK spec)

    Age: 21
    Years Driving: 4
    NCB: 4
    Car Insured: 1998 Toyota Starlet Glanza V 1.3 Turbo (modified)
    Jeeez mate thats fairly high!
    Did you try adrian flux? They smashed my best quote by over £400!
    Might be your postcode tho, mines A rated so that really helps!
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    (Original post by LissRules!!)
    1.2L. Birmingham admittedly not a very nice part of Birmingham lol.
    That'll be the main reason tbh. The crime rates in lincoln are epically low. Center of big cities is just a no go for insurance. Only way you could save is by putting a different address really. I.e if your parents are split up could put the address as the one which is cheapest.
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    Age: 21
    Years Driving: 2
    NCB: 0
    Car Insured: 58 Fiesta ST 2.0
    £1500
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    Age: 21
    Years Driving: 3
    NCB: 3 years
    Car Insured: 02 Suzuki Swift GLS 1.0
    Excess: £150.

    £373 third party (with my 20 year old boyfriend who has no NCB, and my mum as named drivers)

    I could put it up to comprehensive now but I keep forgetting!
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    £1300 fully comp for both me and my mum (named driver) and on business insurance.

    Age: 19
    Years Driving: a few days. i dont think my insurance policy counts the fact I've been driving provisionally for 2 years
    NCB: 0
    Car: Toyota Yaris
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    £1364 fully comp for me and my mum as a named driver.

    Age: 18
    Years Driving: 4 months
    NCB: 0
    Car: V reg Ford Ka
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    $146/month full coverage with a $100 deductible

    Age 21
    Years driving 4
    NCB What?
    Car insured on 2002 Firehawk (21 rate) 5.7L
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    How are some peoples' quotes so cheap?!

    £1200

    Age: 21
    Years driving: 3
    NCB: 2 years named driver
    Car insured on: 55 Corsa 1.3 CDTi
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    Oh - and it's in a good area in the middle of sticks (Sandhurst)
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    Male 21
    0 NCB
    over 3 years experience
    no accidents / convs,
    access/own other vehichles

    £760 + £250 excess on a modified lexus soarer..
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    Bloke
    23
    3 years NCB
    No accidents / 6 points

    '78 MGB GT £302
    '89 Jaguar XJ40 £478
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    Male, 20
    3 Years Driving
    0 NCB
    1 recent at fault accident, no points

    '91 Clio 1.8 16V , £880 TPFT (next nearest quote was £1500!)
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    Whats ncb >.>
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    (Original post by Texan88)
    Whats ncb >.>
    noclaimsbonus
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    (Original post by pimpman777)
    noclaimsbonus

    Uh what? Damn english language why can't it all be the same :mad:
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    (Original post by Texan88)
    Uh what? Damn english language why can't it all be the same :mad:
    I see you're from the US :p:

    It's no-claims bonus. It's something you earn if you haven't claimed on your insurance or had an accident in x amount of years.
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    OHHHHHH alrighty our insurance automatically does that no need to claim it... but yea no accidents since I started driving
 
 
 
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