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    I'm so confused! I think I'm being really stupid but I don't get the difference between a student account and a normal one.

    I have a current account I think, with no overdraft, and the information I put on my student finance form was for that account. so even if I wanted a student account now it's too late because my loan won't go in it ??

    does it matter if I don't have a student account?? I hope this makes sense!
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    The difference is that a student account will offer you an overdraft facility with 0% interest. Also some of the accounts have benefits such as a free railcard etc.

    In terms of your student finance, you can change the banking details at any time on the student finance website.

    I have a few currently account but will be opening a student account simply for the 0% overdraft incase I ever need it
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    Okay thanks didn't know I could change my bank details. I may look into opening a student account then, like you say..just incase I ever need an overdraft!
 
 
 

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