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    Basically I have a big chip/ crack on my windscreen. The two of them are about the size of a 5p piece but have a crack connecting them. I dont know when it happened as I cant see it as its behind the mirror. Overall its bigger than a £2 coin as seen in Autoglass website, so it means I need a new windscreen.
    Im fully comp, so would i lose my NCB? As if so Id rather get it changed without insurance. Also a bit confused, so would I have to phone insurance company first or just go through autoglass- Im with RoyalSunAlliance BTW. Windscreen excess £60


    (Im sure this has come up before but seached the forum but nothing came up)
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    (Original post by Sun!)
    Basically I have a big chip/ crack on my windscreen. The two of them are about the size of a 5p piece but have a crack connecting them. I dont know when it happened as I cant see it as its behind the mirror. Overall its bigger than a £2 coin as seen in Autoglass website, so it means I need a new windscreen.
    Im fully comp, so would i lose my NCB? As if so Id rather get it changed without insurance. Also a bit confused, so would I have to phone insurance company first or just go through autoglass- Im with RoyalSunAlliance BTW. Windscreen excess £60


    (Im sure this has come up before but seached the forum but nothing came up)
    I'd certainly just go through autoglass. The chip/crack has been caused through normal driving and is something that is fairly common, so I see no reason your insurance would need to hear about it. You don't tell your insurance when you get your brake pads replaced, or when your suspension breaks.
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    Yep but wont it cost loads of money not to do it on the insurance? £60 is much better than a few hundred. Im just worried about the NCB as it will probably worth more than the windscren cost.
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    On every insurance policy I've ever had, claiming for glass does not mean you lose your NCB. You just pay the £60 excess you mention and your NCB remains intact. This was the case when my car was insured TPFT and broken into, so I would assume it would also be the case with your fully comp insurance. Just phone your insurance company and ask them.
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    I had my whole windscreen replaced for less than £100, so it isn't too expensive at all. But no, you don't loose your NCB with most policies, although you will have to pay excess.
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    You'll have to pay the excess you mention but your NCB remains intact, as stated
 
 
 
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