Turn on thread page Beta

Visa debit card, any recommendation? watch

    • Thread Starter
    Offline

    1
    ReputationRep:
    Hi, title says it all. Anyone who owns a visa able to suggest the pros and cons and what i should go for?

    I was thinking Lloyds visa debit card but i think i'll be charged for something of unplanned overdraft if i don't request it? *shrugs*

    Thanks! Rep will be added
    Offline

    1
    ReputationRep:
    The way to avoid being charged is to set up a small overdraft in advance - say £100. Most banks will give such a small amount out to anyone for exactly this purpose.

    It means that, should you mistakenly go into your overdraft up to the limit (say you misjudged how much you had in the account, or a payment was late in arriving) then you'll only have to pay interest on the amount, rather than a charge.
    • Thread Starter
    Offline

    1
    ReputationRep:
    (Original post by sandettielightvessel)
    The way to avoid being charged is to set up a small overdraft in advance - say £100. Most banks will give such a small amount out to anyone for exactly this purpose.

    It means that, should you mistakenly go into your overdraft up to the limit (say you misjudged how much you had in the account, or a payment was late in arriving) then you'll only have to pay interest on the amount, rather than a charge.
    reasonable idea Thanks
    Offline

    0
    ReputationRep:
    Barclays Connect
 
 
 
Poll
How are you feeling in the run-up to Results Day 2018?

The Student Room, Get Revising and Marked by Teachers are trading names of The Student Room Group Ltd.

Register Number: 04666380 (England and Wales), VAT No. 806 8067 22 Registered Office: International House, Queens Road, Brighton, BN1 3XE

Write a reply...
Reply
Hide
Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.