Advanced Learner Loans - Overview

An Advanced Learner Loan helps with the costs of further education courses.

If you’re aged 19 or over and studying an approved course at Level 3, 4, 5 or 6 at an approved college or training provider in England, you can apply for an Advanced Leaner Loan. For more information, check out our eligibility page.

Eligibility for the loan doesn’t depend on your income and there are no credit checks. 

Interest is charged from the date the first payment is made to the college or training provider.

The Advanced Learner Loan, plus any interest, has to be paid back but not until you’ve finished or left your course, and your income is over the repayment threshold.

You may be able to get Adult Education Budget (AEB) grant funding if you're studying a level 3 qualification. Check with your college or training provider if your course is eligible for AEB grant funding. You should do this before you apply for an Advanced Learner Loan as you can’t get both types of support.