While at university or college your child or partner will have two main costs – tuition fees and living costs. They can apply for student finance to help with both.
All eligible students can get:
- a Tuition Fee Loan to cover the full cost of the fees charged by their university or college, and
- a basic rate of Maintenance Loan to help with living costs, such as rent and bills.
The basic rate of Maintenance Loan doesn’t depend on your household income but they can apply for more that does.
Any loans they borrow have to be paid back but not until they’ve finished or left their course and their income is over the repayment threshold.
There are also grants available for students who have a disability, including a long-term health condition, mental-health condition or specific learning difficulty, or students who have children or an adult who depends on them financially. These don’t usually have to be paid back.
A student’s university or college may also offer bursaries, scholarships or other kinds of financial help – so it’s always worth checking with them too.