I could do with something being confirmed by a knowledgeable bod. I think I've got this right but can't be sure.
Background:
not a student at any point, but will be this Sept.
currently unemployed, not claiming benefits, not expecting to be employed within 4 wks.
Last tax year I worked at 2 different companies, earning a gross wage of approx £3.5k, paying £300ish in income tax. As far as I can tell, this is below the £7475 personal allowance and as such I am owed that money back. I have the P60 from company 2 but no P45 from company 1. This obviously only declares part of the tax I paid. I can't actually find any payslips from company 1 so can't be certain I paid income tax on it at all.
So, I assume I just send off the P60 and a cover note advising I may be owed tax from the other job (which I can't prove but presumably they can work that out for themselves). Is this right?
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My other Q is about tax owed from this year. I stopped working at company 2 two weeks ago, and as such have earnt about £6k this tax year and paid £800ish in income tax. As it is, I'm (theoretically) owed that money, but I believe I am right in saying I can't claim for a refund until the end of this tax year, when it is clear to HMRC that I haven't exceeded the £7475 personal allowance (assuming that is still the case come April 5th 2012 [likely]).
Obviously I would like to have that money back sooner rather than later but I'd rather not send off a letter and the P45 if it's a futile exercise.
Am I about right on these or way off?
Any help appreciated, cheers.