How much do you have in your savings?

Well I wasn't looking for an exact figure, just wondering if it was four figures, five figures, six figures, seven or zero.

I have six figures in cash, awaiting a house the stupid offers over system is making difficult to buy, and six figures in equities.

Okay 👌
I would say that I have roughly six figures worth of shares if I was to cash them in at present.

Six figures plus in savings
Like I said previously I have a tiny mortgage balance on the house 🏠

Yeah unfortunately the offers over system can make it dearer than what it is probably worth but you do get people holding out for lots more than they think they should be getting for the house 🏠.

I made a one price offer for my current house because it needed new windows, rewired, new central heating system and other work done which they accepted as other house's on the street was similar in the asking price but with everything almost done in work wise but I wanted the one I'm in but was willing to pay ott for it knowing that it would cost xx to put right.

Yes, but it seems mortgage lenders are pretty hard to impress, so I think I'd need to do more than just show I can save. I do have spreadsheets showing all my incomings and outgoings over the years that may help.

On the first place I bought also put in an offer which was accepted without going to closing date. The offer was 1% above the offers over, 5% below the home report.

If only it were that simple right now...

Not really had an issue with vendors holding out for an unrealistic price. Just our offers of circa 10% over the Home Report have been middle of the pack.