*MEGATHREAD* - The GEM "Am I Good Enough?" General Questions & Advice Megathread

Hi all,

Like many GEM applicants, my original student loan still has a lot to be paid off. To fund 4 years of GEM will require more loans.

How will paying back multiple loans work?

I'm worried that I will be paying back 9% of my salary for one loan and then ANOTHER 9% to pay the second. OUUCH. Is this the case? Or are they aggregated somehow?

I have struggled to find any indication of how this might work, so any insight would be much appreciated.

Thanks.

But how might the two merge, given the different rules, rates and thresholds applying to each?

I'd say that they run consecutively - once one loan's worth of money is repaid, the next loan's repayments begin.

Possibly but it would be useful to have some actual details. I'm not sure who the best people to speak to to would be.

But how might the two merge, given the different rules, rates and thresholds applying to each?

Im so confused about funding for the GEP courses. I too am hoping to study medicine (GEP 4 year). However, I have been told that because tuition fees have risen to 9K the NHS only pays 3K towards the tutition fees in 2nd, 3rd and 4th year and then now we will have to fork out the remaining 6K each year!
So 1st year= we have to fund all of the 9K..
2nd year= 3K tuition fee loan provided by the NHS and we have to fund the extra 6K
3rd year= same as second year
4th year = same as second year

Where the hell am I going to about around 27K + to cover the 4 years

You will be entitled to a tuition fee loan from the Student Loans Company for the extra £6k.

The idea is that graduates of GEM degrees who previously got 'bargain' £3k tuition fees will be saddled with the same level of debt as new entrants to undergraduate degrees (at £9k a year).

Whether or not it ever happens is another question. Personally I have my doubts about the legal and regulatory feasibility of the new policy.

Are you sure that we are entitled to the whole amount? Is there a website that states this?

Also how will graduates of GEM degrees have the same level debt as new entrants to undergraduate degrees, how does that work out?

Hey guys need a little help. I am sitting with a 2.1 in anatomy and a ukcat of 663 but not really sure where about to apply. was thinking 2 scottish and 2 GEP, mayb glasgow, aberdeen, warwick and who knows the now. I would be happy to go anywhere but want to apply to places that i would have a realistic chance of getting in. Therefore i was just wondering what GEP i would be best to apply for with a chance of getting in....
Thanks

Are you sure that we are entitled to the whole amount? Is there a website that states this?

Also how will graduates of GEM degrees have the same level debt as new entrants to undergraduate degrees, how does that work out?

Yes you are. It states on the website that you are entitiled.

Hi guys, looking for help on making my final Uni course choice: Newcastle 4 year or 5 year?

I'm applying for 3 other Scottish uni's and, given the reduced fees for a Scottish national, they will be my first choice. However, if it comes down to it I'd like to go to Newcastle and study. I have a 2:1 in Pharmacology and UKCAT of 730 which is enough for the 4 year AFAIK.

As a reapplicant I'm pretty afraid of 4 rejections again, so I don't want to waste a place, however, I do feel that 9K in fees is a significant difference.

So the question is: should I just go for it and apply for the more competitive 4 year? Or play it a little safer and apply for the more expensive 5? I'm torn :/.

oh and I have gone for 3 under and one post and I have a score of 725 average if that helps, I also have a 2:1 but in Bio with Psych degree