LUXURY WATCH. Graduate job offer

Hey guys,

I recently got a graduate job offer working for a Big4 in London. I am eligible for a graduate loan of £7,000 which is interest free and can be paid in monthly installments over the next 3 years, and I really want to get a luxury watch.

I currently wear a quartz, analogue Seiko which cost me around £200 several years ago, but I feel that now that I'm going to work in the city, and that I'm about to finish 4 hard years of university, it's time for an upgrade.

My question is, what sort of budget do you reckon I should be looking at? I want something that is more prestigious than a Seiko. But I'm not after a Rolex (not willing to spend more than £3,000). I'm open to getting an Omega (some of which I've found to be c. £2,500), but I also like the look of a Tag Heuer.

What are some other watch brands that I haven't considered, and which everyone knows and respects?

EDIT: I have also considered Swiss Army and Tissot.. but I kind of feel that they're around the same or only very slightly above a Seiko.

I also want to point out that I don't want to alienate anyone who owns a Seiko. Seikos are awesome, I have owned two over the last four years and they are excellent value (comfortable, durable, accurate, relatively cheap).

I'd take the loan and put it towards a deposit for a house or flat. Watches are useless investments unless you have cash to burn. I'd secure a house (the bedrock of finances unless you want to pay a landlord's mortgage and lifestyle all your life) because splashing out on a luxury watch.

Get a nice Tissot for £600 or so and save the rest. As long as it's nice and is of quality (pretty much all swiss made watches are), few will know the brand you're wearing unless they look closely. Just get a high quality brand and something you like the look of rather than splashing on luxury for the sake of it.

Just my thoughts, you could ignore them but it's what I'd do if I had the luxury of such a loan.

If you've already got a mortgage sorted/non-rented accommodation, I'd still split the money - you could see some of the best cities in the world for £5k

Thanks for the advice. I've been thinking a lot about this lately, because I'm really into my watches. I do intend to save most of it (perhaps by putting most of it into a mutual fund) so that I can get a house later on, but I really do want a nice watch.

I am taking on board what you're saying though, and I'm really liking the look of this Tissot:

http://www.amazon.co.uk/Tissot-T-Sport-T17-1-586-32-Silver-Stainless-Steel/dp/B000OGP3XY/ref=sr_1_24?ie=UTF8&qid=1370911534&sr=8-24&keywords=tissot

At the end of the day I'm still only a graduate trainee, perhaps it would be a bit odd to get an expensive watch now. I might wait 5 years or so to get a mid-high end luxury watch. Nevertheless I still have 2 months to think this over, lol.

Hey guys,

I recently got a graduate job offer working for a Big4 in London. I am eligible for a graduate loan of £7,000 which is interest free and can be paid in monthly installments over the next 3 years, and I really want to get a luxury watch.

I currently wear a quartz, analogue Seiko which cost me around £200 several years ago, but I feel that now that I'm going to work in the city, and that I'm about to finish 4 hard years of university, it's time for an upgrade.

My question is, what sort of budget do you reckon I should be looking at? I want something that is more prestigious than a Seiko. But I'm not after a Rolex (not willing to spend more than £3,000). I'm open to getting an Omega (some of which I've found to be c. £2,500), but I also like the look of a Tag Heuer.

What are some other watch brands that I haven't considered, and which everyone knows and respects?

EDIT: I have also considered Swiss Army and Tissot.. but I kind of feel that they're around the same or only very slightly above a Seiko.

I also want to point out that I don't want to alienate anyone who owns a Seiko. Seikos are awesome, I have owned two over the last four years and they are excellent value (comfortable, durable, accurate, relatively cheap).

You are backward, you want to spend up to £3k on a watch, even though you haven't started your job. I assume your salary is £26-27k, which isn't that much at all. You want to get into debt even before you have earnt a penny for a watch...wow! Well I guess its your money you can spend it as you please.

Hey guys,

I recently got a graduate job offer working for a Big4 in London. I am eligible for a graduate loan of £7,000 which is interest free and can be paid in monthly installments over the next 3 years, and I really want to get a luxury watch.

I currently wear a quartz, analogue Seiko which cost me around £200 several years ago, but I feel that now that I'm going to work in the city, and that I'm about to finish 4 hard years of university, it's time for an upgrade.

My question is, what sort of budget do you reckon I should be looking at? I want something that is more prestigious than a Seiko. But I'm not after a Rolex (not willing to spend more than £3,000). I'm open to getting an Omega (some of which I've found to be c. £2,500), but I also like the look of a Tag Heuer.

What are some other watch brands that I haven't considered, and which everyone knows and respects?

EDIT: I have also considered Swiss Army and Tissot.. but I kind of feel that they're around the same or only very slightly above a Seiko.

I also want to point out that I don't want to alienate anyone who owns a Seiko. Seikos are awesome, I have owned two over the last four years and they are excellent value (comfortable, durable, accurate, relatively cheap).

Yeah, I'd say qualify. You're big4 so as long as you pass those tough exams, you'll be set for life pretty much and then think big and all the benefits of your hard work

That Tissot is nice, some say metal bracelets look 'cheap', I'm a fan of them however and I like that. It has a clean crisp finish to it. Mull it over and decide. Or, do splash maybe a £1k on something, if it's 'good value' in brand terms.

You're still very young and maybe ask yourself if you'd actually wear something over say £800? It's a lot of money to spend on something remarkably small, you could get a couple of exclusive slick suits for that amount of money and that would boost your physical stature more than a watch, which is small by comparison.

Well after some consideration over the past couple of days, I don't think I'll spend more than £1k.

I think the important thing is that I'm completely in love with my watch. Absolutely no regrets. I've had it for several days now and I can't really keep my eye off it