Parents contribution to Uni - Help?

I've since spoken to my parents and I'm likely to have about £400-460 a month to live off which is quite comfortable. I can add to this with my savings need be.

Offer a BJ?

Yeah it's basically this. However, it's not a loan it is a grant. To which many students will receive a sum of £3000-5000 which I am not entitled to based on household income.

I've lived in London all my life and found that £500 pounds will feed, clothe and generally take care of 3 people for a month excluding housing/rent and water/gas bills. It's a tight budget but it can be done. You are going to be fine. Keep receipts, check your online bank account regularly to make sure you're not overspending. But if you've got £400 to live off you'll probably make it. If you decide to ask your Dad (mine's a tight guy who wouldn't pay maintenance willingly either), introduce the subject of how expensive London is and then present your argument as clearly as you did here. Can't promise it'll work but it seems worth a try.

The amounts you mentioned (£400-£600) a month are more than enough. I only spend between £100-£150 a month. Fair enough I'm not in London, but your money will be more than enough. I don't think it's necessary to ask for the extra money from your dad.

This is not true, everybody is entitled to a maintenance loan from the student loans company. If your parents' household income is high then you will receive the minimum (compared to others who will receive higher amounts the less their parents earn), but you will still receive a loan. You can get up to to £7,751 per year studying full time in London, but you'll probably get closer to £5,000 because it is still partly household income based.

Obviously you will not qualify for a grant. The only difference is you have to pay back the loan, where the grant would have been free.

https://www.gov.uk/student-finance/loans-and-grants

Yes, I am aware that there is both a maintenance loan and a maintenance grant. I was just clarifying to the quoted poster that the figure in question was the maintenance grant as opposed to the loan.

I appreciate your link to the information, I am not entitled to a grant. A.k.a. £0

Hey! Well basically, the loan you make reference to is wiped out by the university accommodation because it's so expensive. My parents are actually paying an additional £2000 on top of that loan to cover the accommodation before living expenses even comes into it.

I've since spoken to my parents and I'm likely to have about £400-460 a month to live off which is quite comfortable. I can add to this with my savings need be.

I may come across as somewhat entitled to the additional funding from my Dad, the reason is.. For maintenance towards his two children he should be paying triple what he does for me and my sister. So in essence, the money he gives us for university is what he should be giving my mother as maintenance. It's her kind gesture to forward that to me and my sister.

Loans are calculated on household income. If OPs household income is larger than x amount, they won't be entitled to a loan.

You will be able to get a loan that should pretty much cover your accommodation, and the £300 a month extra should definitely be enough to make up the shortfall and then leave you with enough to live on. Not many students live a life of luxury!

Perhaps get a job over the summer, or even once you get to uni? That should help. I was a student guide for open days which added about £30 a month to my budget, so that was handy.

Sadly in London the loan you get once your household income is above hte threshold is not enough to pay for accommodation - hard to pay less than about £150/wk including transport, and you usually have to pay for 52 weeks.

Sadly in London the loan you get once your household income is above hte threshold is not enough to pay for accommodation - hard to pay less than about £150/wk including transport, and you usually have to pay for 52 weeks. However, the OP's parents do seem to be providing him with enough to live on - sounds like his first yr accommodation costs about 6.5 k, he gets a loan of 4.5, they are giving him another 6.3k (2k towards acommodation and then 300+60 per month) and that should be enough to live on in London - in halls utilities etc are covered. If I were the OP I would start saving towards next yr, and start negotiating for increased contributions next yr...when accommodation will cost 7 to 8k plus utilities. If you get extra off your non-resident dad - put in a savings account!

I don't know of anyone whose had to pay for 52 weeks. And the transport in London really isn't that expensive. (I lived there for a year and the bus is much cheaper than it is where I am now, for example)