General student finance

Also, how decent are student discounts? Do you know how much you save on all of the things above? And where do you shop for food and stuff? Discount shops?Sorry for the massive amount of questions, but I'm currently trying to calculate how much money I'd have per week to spare.

Hello - thanks for the questions! It can be very difficult to estimate a weekly budget as individual outgoings vary massively, even for those at the same uni. Bath Uni provide a rough break-down of Living Costs which you can use as a starting guide and amend according to your personal circumstances.

As part of my degree, I lived in London for a year on placement and spent considerably more on travel than I did in Bath. If you're not intending to live within walking distance of campus, the cost of travel is definitely worth calculating in advance.

Don't forget to sign up for the 16-25 Railcard which you can use on all London tubes and buses - it saved me a small fortune! It's also worth checking out your own Uni's webpages as they may provide their own living cost estimates.Student Discounts are really handy and it is worth making use of them.

The NUS Extra and UNiDAYS websites will give you a good idea about how much you get off and where. I have tended to just shop at my closest supermarket but I do cut costs by buying in bulk and shopping at fruit & veg markets when possible.

Wishing you all the best!

Hi Shadowsfear

Students eligible for NHS funding will still have their tuition fees paid for by their NHS authority. Note that some NHS courses are not covered by NHS funding so you need to check with your college/university.

If you’re eligible to apply for an income assessed NHS bursary, then you’ll be able to apply for a reduced-rate Maintenance Loan to help cover living costs - how much finance available depends on your circumstances.

To find out more about the funding available to students on NHS-funded courses, visit: The NHSBusiness Services Authority – www.nhsbsa.nhs.uk/students

If you have any further questions you can submitthem to NHS experts who’ll be hosting a live web chat on Thursday - http://www.thestudentroom.co.uk/showthread.php?t=3868155

Thanks

Hi SFE,

Is the maintenance loan an annual payment, and is it given in installments?

Thanks

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Hi, sorry if this has already been asked, but when is the best time to apply for student finance and when is the deadline? Thanks.

Hi there,

I'm in a really awkward situation based on when SFE will be providing me with the final 3rd of my loan and when my rent is due - this is made worse by the fact that 1st year student bank accounts allegedly have overdraft limits which are significantly lower than advertised. I have to pay my final two rent installments at the beginning of the next two months, but my loan isn't due until approximately the 8th of April I believe. I budgeted with my loan in mind, and my loan covers the rent payments combined with what I'd earned from working last year, but the loan is just coming through too late for me to make the payments by the date and I'm very scared. My parents aren't financially strong enough to pay for both months' rent either... What can I do about this?

Hello I am looking to start a Dance/Performing Arts Course at Uni for 3 years on a BA (Hons) Degree, fees are £9K per annum can I apply for a student loan to cover my course fees, I am 17 and will be 18 when I start? Can I apply for help for accommodation and living expenses on a means tested basis on top of the course fees? I need to know if I can afford to accept a place I am auditioning for, thank you. I am reading about all sorts of help but don't know how to apply for all these options? Also does it depend on the college applying for - I am looking at London Studio Centre and BIRD in London. Thank you.

Hi,
I've applied for uk unis but also edinburgh in which i was granted eu (non uk) fee status, i haven't had a reply yet but should i still apply for uk finance or as an eu student or through the scottish system? I'm a bit confused and worried as i read scottish applications have to be in by march 31st and unis have till may to answer us!
Many thanks
Josie

Hi
I am waiting on a decision from the university I applied to. Should I still apply for student finance?

If you haven't got a place at university but hope to go through clearing an still start this year , when and how should you apply for student finance?

Got a question about student finance? Ask us now!

Hi

My parents are divorced and my mum is my primary guardian earning around £28,500 per year. I have a really complicated living situation. My dad, after the divorce, couldn't afford to move out so my mum has allowed him to stay. We live in a house which is 2 flats converted to a house but by the time I'm at uni it will have been made into 2 flats again. My mum is also experiencing financial difficulty at the moment (she has more debts than her income can pay for)
Will any of this impact on student finance?
Also I suffer with depression and anxiety and despite having help from different agencies it still can impact on my life quite heavily. Will I be able to get a DSA and what evidence would I need to supply?
(Sorry for all the questions!) Also I know most uni's provide bursaries and scholarships but would I need to speak to each uni individually about my circumstances and whether I am eligible for any?

Thanks

Is there a regulation stipulating the minimum hours of face to face live lectures/sessions a BA degree course must include in order for the university to be allowed to receive fees via student loans? If so, how many hours must they provide, and where can I find that as official information?

I am a national of Zimbabwe and has received offer letters to study in the UK at Sheffield i.e Master of Governance and Public Policy also Birmingham i.e Master of Public Administration, the challenge is in accessing the suitable scholarships for my studies. can you please assist. Can an international student get study loans.

Hi, I'm an independent student applying for a 2016-17 PGCE course. I currently live with my boyfriend - do you take his income into account when assessing my application?

Hi adarkin, your household income does include your parent’scohabiting partner but we’ll only ask for their details if you’re applying fora higher amount of Maintenance Loan. If you’re only applying for the Tuition Fee Loanand the basic Maintenance Loan (the bits that don’t depend on your householdincome) you can fill in your application without your parent and their partnergiving any details.
If you are applying for the higher amount of Maintenance Loan we'll ask your parent and their partner to give us their financial details so we can check their income with HMRC. They can provide these online.
You can find out more about what evidence we need toprocess your application by downloading our detailed main guide ‘Student finance– new full-time students 2016/17’ from our student finance zone.

Thank you for replying!

Is there a website that would tell me how much I am able to get? I have looked on the GOV website but it asks for the total household income and I'd like to know how much I can get before being assessed.

Hi adarkin

For information on how much is available, I would suggest you visit our Student Finance Resources section http://www.thestudentroom.co.uk/content.php?r=20275-New-students-Resources - There's loads on there to explain the different amounts available