Repaying your student loan

I graduated last year and after some postal issues I've been sent the declaration I need to fill out for repayment since HMRC can't match my records. There are two forms, living in the UK or living overseas.

I'm currently on a masters programme abroad (in the EU) but the overseas form is worded in a way that declares me resident in that other country.

This is a major issue. I'm applying for PhDs back home in the UK and I've been assessed as a home student (but my funding applications are still pending on the basis of home status). If I'm not resident in the UK for 3 years prior to starting the PhD then I'm classed as an EU student and not eligible for the full amount.

Obviously this seems ridiculous that I could be classed as EU when I'm a UK citizen abroad temporarily for study.

If I declare to student finance that I'm studying abroad and that info is passed to HMRC is that going to affect my home status for PhD funding (either through the university or the research council)? I obviously still have a UK home address.

I graduated last year and after some postal issues I've been sent the declaration I need to fill out for repayment since HMRC can't match my records. There are two forms, living in the UK or living overseas.

I'm currently on a masters programme abroad (in the EU) but the overseas form is worded in a way that declares me resident in that other country.

This is a major issue. I'm applying for PhDs back home in the UK and I've been assessed as a home student (but my funding applications are still pending on the basis of home status). If I'm not resident in the UK for 3 years prior to starting the PhD then I'm classed as an EU student and not eligible for the full amount.

Obviously this seems ridiculous that I could be classed as EU when I'm a UK citizen abroad temporarily for study. My current university have said I am not a resident in their country and therefore I must retain my UK permanent residency.

If I declare to student finance that I'm studying abroad and that info is passed to HMRC is that going to affect my home status for PhD funding (either through the university or a research council)? I obviously still have a UK home address.

Hi,

I'm planning to drop out my current course and would like to apply for a new one this September. I heard that SFE would probably charge me for an over-payment grant which I need to payback immediately.

My problem is I'm currently unemployed at the moment. Can I ask for a repayment plan to pay my over-payment grant (Monthly installments?) or can I ask them to deduct the over-payment grant fee to my maintenance grant this September?

Thank you in advance!

Hi,
Im currently a first year student doing a joint honours degree in Film and Creative Writing (CW). Film did not turn out to be what i expected it to and I'm just not happy at all. I have no idea of what i want to do in the future and see no point in continuing to study film when it makes me feel like s*** when i just think about it. I have 3 classes for film in one day per week and have missed all 3 days since this term started! I want to continue studying CW but I know i can't drop Film and continue doing CW for the rest of this term and summer term.

Although I am passing both classes I feel like i put more effort into my work for film because i hate it so it requires more concentration and this has held me back from doing better in CW. With all this in mind I think that its best for me to drop out and apply to do a single honours in Creative Writing for sep 2016.

I am really confused on how my repayment for student finance will work. I know i pay back the tuition fee when i start earning a certain amount. I recieved a Grant which i know that i dont pay back. I was supposed to live out but ended up staying at home and never updated that on my student finance. So I recieved a maintanence loan of about £2k last term and this term. I spent all my money last term and have spent within the range of my Grant only this term.

If i drop out during this term or at the end of this term which is the end of March, Will I have to pay back the Grant or the Mantanance Loan for either last term or this term...or even both??

So what do you do if you've been paid student finance but you've dropped out of uni?

Hi, I was looking through about paying back your student loans, and I was wondering if how much you paid back depended on the size of the loan. The website said that if you made £25000 a year for example, you only pay back £30 a month, but if I were to get a large maintenance loan on top of the £9000 loan a year, it would take over 100 years to pay it all back at that rate. So I was wondering if the amount you paid back depended on the amount you owed, as otherwise I don't understand what the government gets from giving the money if you don't pay it all back.

Also, the maintenance loan depends on your household income, but is that just from working or does it take into account things like benefits and dla? We have a fairly decent household income including all that, but for several reasons our outcome is quite substantial, and so a larger maintenance loan would be preferable.

Hi everyone!I've decided during my Christmas break on my second year of uni, to drop out. It's a long story as to why but basically, myself & my flat mates from my previous year accumulated a lot of debt and I was forced to have to pay it all (£1000) and had to borrow £500 from family therefore I couldnt travel to uni, missed all of my first term and next month I have to pay my family back leaving me with no travel money again.I am due to start my second term tomorrow (and receive my loan) and I am going in to make an appointment with student services to discuss dropping out. My question is, once I receive my maintenance loan & grant, will student finance take that money straight back or will it just be added to the money I owe when I start my repayments? As obviously the money is for students and I will not be studying but I private let and still have rent and bills to pay and need food! I've been applying for jobs but no luck as yet and obviously I'm worried that the loan will be taken out and I'll be left homeless. Thanks in advance

Hello,

I have just 2 short questions. After I graduate, I will only start to repay my student loan after I earn more than £16000 as I'm a student from Northern Ireland, although I study in England. Do these payments automatically start when I first get paid or do I have to inform someone of this?

Thanks