Getting by with no grants

Is anyone else in the situation that their parents earn too much for them to get any grants, so they don't know where to get the money from?

We may earn that much, but it doesn't mean we have any money left once bills and morgages and debts what not have been paid for, so my parents can't afford to put hardly anything towards me being at uni.

Therefore, I have no idea where to get the amount of money I will need, because obviously, the student loan and part time work won't be enough to cover what I need.

So is there someway of getting extra grants or anything through your home expenditure being assessed as well as your income to help people above the cut off amount?

Charley

It's the same with me too. I'm in year 12 at the mo and my familys income for the last tax year was just above the cut off point for EMA. Whilst I understand there has to be a cut-off point somewhere, they could perhaps take more factors into account, such as number of children in the family. I know people at school who get twice as much from EMA as I earnt in a week with my job (which I have now left due to rubbish pay!), therefore don't have a job themselves, yet still come from familys that appear to be well off. In many cases with EMA people get it because their parents are divorced, and they dont include the maintenance money recieved from the parent you no longer live with as part of your household income.

I'm just hoping the same kind of thing doesnt happen when I go to uni, cos I know my parents can't afford to pay that much money towards uni for me, as I have a brother and a sister who both also wont to go to uni

They do take brothers and sisters into account with loans and stuff, there's 4 of us and we're all at uni at the moment, so we just couldn't afford it if they didn't. They make allowances for the extra money is costs, also they split the tutition fees between three of us (my brother does radiography so doesn't pay any). I think we're just below the income threshold and I get the maximum. It also worked in the first year when my two brothers were at home, cause they were counted as dependent on my parents.

Maybe once you are at uni there may be some grants they can give you if you can prove you'v taken the maximum loan and parents cant help anymore. Also there are grants for certain courses such as health care and nhs type things. Will also have a overdraft which will help a bit, not much tho.

Hmm my dad earns about 55k (and his new partner 60k) and, although my mom doesn't earn much (she lives in London) this places me in the top bracket.

Problem is, my dad is dead-set against me going to University (have no idea why) and says he isn't going to pay a single penny towards Uni.

I suppose I'll just have to err get as many loans etc. as I can.

Is anyone else in the situation that their parents earn too much for them to get any grants, so they don't know where to get the money from?

We may earn that much, but it doesn't mean we have any money left once bills and morgages and debts what not have been paid for, so my parents can't afford to put hardly anything towards me being at uni.

Therefore, I have no idea where to get the amount of money I will need, because obviously, the student loan and part time work won't be enough to cover what I need.

So is there someway of getting extra grants or anything through your home expenditure being assessed as well as your income to help people above the cut off amount?

Charley

TBH its not as bad as it looks

The only major fee will be accomodation and that will set you back anywhere between 3 and 3.5K (once you take food into account), which can be covered by the Student Loan.

Get a part time job (up it to full time during summer (which is 2.5 months)) and you should earn around 1.5K at least