Next year I will be living in Leamington Spa, I go to Warwick uni, so not the most expensive place ever. After all my bills are paid I will be getting £36 a week to live on.
My parents earn £18k and £22k, however they are still together so I get a total loan and grant of around £5900.
I have a friend in uni, who I will be living with next year whose mum chooses not to work, she gets the full loan and grant from student finance and then a further 2.5k grant from Warwick even though her dad earns (slightly) more than either one of my parents, and this works out to just over £9000 per year maintenance with only £1.75k to pay back.
This is where I feel the system is ****ed up. Her mum chooses not to work, not to contribute to society, and in return my friend gets free money, whereas both of my parents who choose to work and I get much less.
Now this choice brings such a vast difference in money that it actually works out more cost effective if my parents rent a small flat and make this one of their main living addresses, so "technically" they don't count towards to "household income". Both me and my brother then get about £9k - £10k maintenance where only £1.75k is a loan, so minimum £7.25k free money, which combined between us is less than the cost of renting a small flat for the year.
Of course that is fraud, so would perhaps not be worth doing, but it does make you think.