Dropping Out of my Master's Degree

Morning everyone!
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Also, if anyone knows if there is a penalty fee for dropping out of UWE, that would be helpful!

Morning everyone!

I started my Master's course in Business Psychology at UWE and have been funded entirely by Student Finance England, receiving the maximum loan for a postgraduate degree (paid in three instalments). I have received the first payment, as we are in November, and am scheduled to get the next ones in January and April.

However, I have come to the conclusion I want to drop out.
I was a Philosophy undergraduate and changed my subject drastically because I felt pressure from my family and friends to do something that would "lead to a higher income". Unfortunately, this change has not been for me and has just led me to become depressed in my studies.

My issue is that I am not financial aided in anyway by my parents and live with my grandmother who is retired. Naturally, I cannot pay back a lump sum in the thousands immediately.

My question then, in short, is what is the process behind dropping out of a master's degree, how much will I be required to pay back and what is the time period for this?
Also, if anyone knows if there is a penalty fee for dropping out of UWE, that would be helpful!

Thank you so much and have a wonderful day