soooo I recently got accepted onto UCL's MSc Language Sciences (with Neuroscience and Linguistics) and I was absolutely ecstatic for about 5 minutes, after which my mood very quickly changed to "well damn. now I need about 9 grand..."
I studied a BA in Linguistics at Newcastle Uni. In my second year, I got a mid-high first. In my third year, my grades were all over the place. I knew I wanted to do something like what this masters entails. So I decided to do my dissertation on all that lark, specifically on machine learning algorithms. Completely unfamiliar territory. I put insane hours into it, and eventually it turned out alright. But my other grades suffered. I came out with a mid-high 2:1.
I'm fairly certain I got onto this masters on the merit of my second year grades, and very kind references. The problem that then leaves me with, though, is funding. It looks like the very few funding opportunities going are kind of based on academic merit, and on paper, it doesn't look great for me. I'm pretty much resigned at this point to just getting a loan and biting the bullet. I can't see me being put forth for the 1+3 ESRC studentship. It sounds very, very competitive.
So my question, I guess, is to people who have actually gotten career development loans, or that know people who have. Specifically, the immediate aftermath. Even more specifically, for going onto a PhD afterwards. I absolutely intend to crush this degree (for 9 bloody grand, I'm getting my money's worth!) but...Is it pretty much a foregone conclusion that I'm going to have to take a year out before doing a PhD to pay off at least some of this loan? I'd really rather not.
EDIT: I should say, also, I do plan on saving as much money as possible in the next 9 months, but I'm not as optimistic as I could be. Getting the Christmas temp job I have was a struggle (turns out a mediocre humanities degree ISN'T employability gold. who knew?) and I'm not as optimistic as I could be that I'll be employed for the rest of the time I have. If I did do so, I would still imagine that the best I could hope for is to maybe cover half of my tuition.
I also meant to mention that I live near enough to UCL that I can commute (it's not ideal, but it's workable) so covering things like rent and utilities isn't too much of an issue either!