My first car

I’m trying to find a good reliable car, that’s not too expensive and the insurance isn’t too much. Any good websites to look on? Thank you

Reply 1

nevershear

15

https://www.parkers.co.uk/car-insurance/group-1/

Go through this mate, I'd say no higher than group 5. Find a few cars that you'd be interested in (look them up, see what the features are and whatnot, run insurance quotes through a comparison website), then find that car on autotrader and share some links and we can go further.

Popular "cheap" first time cars include Aygo, Citigo, Polo, Fiesta, Punto, Corsa and Ibiza - but there are so many more.

Auto Trader

Original post by nevershear

https://www.parkers.co.uk/car-insurance/group-1/

Go through this mate, I'd say no higher than group 5. Find a few cars that you'd be interested in (look them up, see what the features are and whatnot, run insurance quotes through a comparison website), then find that car on autotrader and share some links and we can go further.

Popular "cheap" first time cars include Aygo, Citigo, Polo, Fiesta, Punto, Corsa and Ibiza - but there are so many more.

Man I really need to update my advice document.

In theory, the lower the insurance group, the cheaper it'll be to insure, but trying out some rarer cars doesn't hurt!

I've seen people insure Land Rovers for cheaper than a Corsa, because they're not as common for younger drivers, and the statistics say there's less risk.

Reply 4

nevershear

15

Original post by IWMTom

Man I really need to update my advice document.

In theory, the lower the insurance group, the cheaper it'll be to insure, but trying out some rarer cars doesn't hurt!

I've seen people insure Land Rovers for cheaper than a Corsa, because they're not as common for younger drivers, and the statistics say there's less risk.

I mean I didn't pull that from your sticky although I recall it being there, I pulled it from google. Generic thread is kinda begging for generic response. But we know times have changed and simply picking up any old 1l car and saying "insure me" doesn't bring the premium down anymore. I remember the discussion a while back where people where getting better insurance on stupid cars like Type-R civics (stupid for an inexperienced driver, that is), than on your standard run-arounds. I'm of the logic that the better the car, the more you'd want to take care of it and that is reflected on premiums; but it's probably not the case.

Reply 5

IWMTom

20

Original post by nevershear

I mean I didn't pull that from your sticky although I recall it being there, I pulled it from google. Generic thread is kinda begging for generic response. But we know times have changed and simply picking up any old 1l car and saying "insure me" doesn't bring the premium down anymore. I remember the discussion a while back where people where getting better insurance on stupid cars like Type-R civics (stupid for an inexperienced driver, that is), than on your standard run-arounds. I'm of the logic that the better the car, the more you'd want to take care of it and that is reflected on premiums; but it's probably not the case.

The thing is, insurance underwriting doesn't make sense anymore. Everything is calculated using big data and computers, so even the people working at the insurer don't understand it!

Such is the digital age.

Reply 6

nevershear

15

Original post by IWMTom

The thing is, insurance underwriting doesn't make sense anymore. Everything is calculated using big data and computers, so even the people working at the insurer don't understand it!

Such is the digital age.

Give it a few more years and another question will be "on average how much do you sleep every night?" "how many fizzy drinks do you consume?" "When you fart whilst driving do you crack open a window?"

Reply 7

IWMTom

20

Original post by nevershear

Give it a few more years and another question will be "on average how much do you sleep every night?" "how many fizzy drinks do you consume?" "When you fart whilst driving do you crack open a window?"